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MAZDA MAZDA3 2026 Car Insurance

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The 2026 Mazda3 is a stylish compact sedan built around refined design, engaging driving dynamics, and above-average build quality for its segment. It appeals to drivers seeking a blend of style, driving pleasure, and everyday reliability.

MAZDA MAZDA3 2026 CAR INSURANCE RATES SINCE 2025.

Since the 2026 Mazda3 is a recent model, only two years of data are available. Between 2025 and 2026, the average premium rises from $1968 to $2075 — a modest increase of about 5%. More data will be needed to confirm a long-term trend.

To find the best insurance for your MAZDA MAZDA3 2026 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA MAZDA3 2026 cost in Quebec?

Premiums are highest for the 2026 Mazda3 in Longueuil ($3095), Laval ($2593), and Lévis ($2414), while Saint-Jean-sur-Richelieu ($1216) and Repentigny ($1287) show the lowest amounts. The gap between the extreme cities exceeds $1800, highlighting strong geographic variation.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $2359.55
LAVAL $2593.36
LÉVIS $2413.82
LONGUEUIL $3095.02
MONTRÉAL $2216.67
QUÉBEC $2033.28
REPENTIGNY $1286.59
Saguenay $2284.57
SAINT-JEAN-SUR-RICHELIEU $1216.44
SHERBROOKE $1891.21
TERREBONNE $1686.88
TROIS-RIVIÈRES $1626.5

Frequently asked questions (FAQ)

How much does insurance cost for a 2026 Mazda3?
The average premium for a 2026 Mazda3 is $2075, up from $1968 recorded in 2025. This amount can vary depending on the city and the driver's profile.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is required to drive a road vehicle on public roads.
Which cities offer the lowest insurance costs for the 2026 Mazda3?
Based on the data provided, Saint-Jean-sur-Richelieu ($1216) and Repentigny ($1287) post the lowest average premiums for this model.
Why is the premium so high in Longueuil for the 2026 Mazda3?
With an average premium of $3095, Longueuil stands out clearly from the other cities compared, which may reflect local factors such as traffic density or claim frequency.
Is the 2026 Mazda3 more expensive to insure than the 2025 model?
Yes, slightly. The average premium rose from $1968 in 2025 to $2075 in 2026 — about a 5% year-over-year increase.
Does limited history affect data reliability for this model?
For a recent model like the 2026 Mazda3, insurers have less claims data available, which can produce noticeable variation between insurers. Comparing several quotes is still recommended.
How can I reduce my premium for a 2026 Mazda3?
Comparing quotes from several insurers, choosing an appropriate deductible, and bundling auto and home insurance are effective ways to reduce the premium.

Offers received by our customers on MAZDA MAZDA3 2026 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026