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MAZDA MAZDA3 2008 Car Insurance

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The 2008 Mazda3 is a compact sedan known for its dynamic handling and sporty Mazda styling. Affordable on the used-car market, it appeals to drivers seeking an agile, economical, and reliable vehicle for daily use.

MAZDA MAZDA3 2008 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2024, the average premium for the 2008 Mazda3 drops sharply from $628 to $379, before rising again to $460 in 2025 and $484 in 2026. This initial decline followed by a recent uptick reflects the vehicle's age and shifting repair costs.

To find the best insurance for your MAZDA MAZDA3 2008 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA MAZDA3 2008 cost in Quebec?

Premiums vary widely by city: Terrebonne stands out with a notably higher amount ($2014), followed by Trois-Rivières ($808) and Lévis ($558), while Drummondville ($257) and Sherbrooke ($272) show the lowest premiums. This significant spread suggests strong regional disparity for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $256.57
LAVAL $461.73
LÉVIS $557.55
LONGUEUIL $357.56
MONTRÉAL $485.72
QUÉBEC $469.79
SHERBROOKE $272.5
TERREBONNE $2013.84
TROIS-RIVIÈRES $808.18

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2008 Mazda3?
In 2026, the average premium for a 2008 Mazda3 stands at $484, up from $460 recorded in 2025.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the premium drop then rise between 2021 and 2026?
The premium fell from $628 in 2021 to $379 in 2024, before climbing back to $484 in 2026. This recent rebound may reflect rising repair and parts costs for this aging model.
Why is the premium in Terrebonne so high for this model?
Based on the data provided, Terrebonne shows an average premium of $2014 for the 2008 Mazda3, notably higher than other cities like Drummondville ($257) or Sherbrooke ($272).
Which cities offer the lowest cost to insure a 2008 Mazda3?
Drummondville ($257) and Sherbrooke ($272) show the lowest average premiums among the cities provided.
Does an older vehicle like the 2008 Mazda3 cost less to insure?
Generally yes, since replacement value drops with age, but factors like parts availability and claim frequency can still cause variation, as seen in the differences between cities.
How can I lower my premium for a 2008 Mazda3?
Comparing quotes from several insurers, adjusting coverage to match the vehicle's actual value, and bundling policies can help reduce the premium for a vehicle of this age.

Offers received by our customers on MAZDA MAZDA3 2008 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026