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MAZDA MAZDA3 2018 Car Insurance

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The 2018 Mazda3 is a compact car with expressive styling and agile handling, praised for its upscale cabin and above-average driving dynamics for its segment. It appeals to drivers seeking a balance of style, efficiency, and everyday driving enjoyment.

MAZDA MAZDA3 2018 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2018 Mazda3 show a sharp initial drop, falling from $3266 in 2021 to $1207 in 2023, before gradually rising to $1446 in 2025 and settling at $1354 in 2026. After an isolated peak in 2021, costs have largely normalized.

To find the best insurance for your MAZDA MAZDA3 2018 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA MAZDA3 2018 cost in Quebec?

Premiums are highest for the 2018 Mazda3 in Sherbrooke ($2411), Montreal ($2187), and Terrebonne ($1830), while Repentigny ($1193), Saguenay ($1196), and Laval ($1236) show the lowest amounts. The spread between cities remains considerable.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1746.18
DRUMMONDVILLE $1529.73
GATINEAU $1459.54
LAVAL $1236.50
LÉVIS $1420.65
LONGUEUIL $1368.62
MONTRÉAL $2187.48
QUÉBEC $1272.47
REPENTIGNY $1192.94
Saguenay $1195.86
SAINT-JEAN-SUR-RICHELIEU $1582.11
SAINT-JÉRÔME $1682.23
SHERBROOKE $2411.16
TERREBONNE $1829.86
TROIS-RIVIÈRES $1594.55

Frequently asked questions (FAQ)

How much does insurance cost for a 2018 Mazda3?
The average premium for a 2018 Mazda3 was $1354 in 2026, after peaking at $3266 in 2021 and then stabilizing in a $1200 to $1450 range in subsequent years.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why was the 2021 premium so high?
The $3266 premium in 2021 is notably higher than subsequent years, possibly linked to temporary market factors; by 2022, the average had dropped back to $1227.
Which cities offer the lowest cost to insure a 2018 Mazda3?
Based on the data provided, Repentigny ($1193), Saguenay ($1196), and Laval ($1236) post the lowest average premiums for this model.
Why do Sherbrooke and Montreal show higher premiums?
In Sherbrooke ($2411) and Montreal ($2187), traffic density and claim frequency contribute to premiums well above the average seen in other cities in the table.
What factors influence the premium for a 2018 Mazda3?
Vehicle age, claims history, region of residence, and driver profile are the main elements insurers consider when setting the premium.
How can I lower my premium for a 2018 Mazda3?
Comparing quotes from several insurers, choosing appropriate deductibles, and bundling auto and home insurance remain the most effective ways to reduce your premium.

Offers received by our customers on MAZDA MAZDA3 2018 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026