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MAZDA MAZDA3 2016 Car Insurance

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The 2016 Mazda3 is a compact sedan known for its stylish design, agile handling, and above-average build quality for its segment. It appeals to drivers seeking a balanced mix of driving enjoyment and everyday reliability.

MAZDA MAZDA3 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2016 Mazda3 fluctuate without a clear linear trend, ranging from $1093 (2023) to $1288 (2024), settling at $1137 in 2026. This variation reflects general shifts in insurance costs rather than a steady rise or decline tied to the vehicle.

To find the best insurance for your MAZDA MAZDA3 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA MAZDA3 2016 cost in Quebec?

Differences between cities are pronounced: Saint-Jean-sur-Richelieu shows the highest premium ($4418), followed by Drummondville ($2327), while Saguenay ($652) and Repentigny ($973) post the lowest amounts among the 15 cities provided. These significant gaps reflect widely varying local risk profiles.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1116.83
DRUMMONDVILLE $2326.75
GATINEAU $1073.65
LAVAL $997.14
LÉVIS $1316.14
LONGUEUIL $1229.66
MONTRÉAL $1313.95
QUÉBEC $1084.59
REPENTIGNY $973.29
Saguenay $651.66
SAINT-JEAN-SUR-RICHELIEU $4417.77
SAINT-JÉRÔME $1318.9
SHERBROOKE $1051.46
TERREBONNE $1120.66
TROIS-RIVIÈRES $1175.54

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Mazda3?
The average premium for a 2016 Mazda3 reached $1137 in 2026, after fluctuating between $1093 and $1288 in previous years according to the available data.
Have premiums for the 2016 Mazda3 changed a lot since 2021?
Not in a linear way. The premium went from $1228 in 2021 down to $1093 in 2023, then rose to $1288 in 2024, before dropping back to $1137 in 2026.
Why is the premium so high in Saint-Jean-sur-Richelieu?
Based on the data provided, Saint-Jean-sur-Richelieu shows an average premium of $4418 for the 2016 Mazda3, well above other cities, which may reflect a particular local claims profile.
Where is insurance for the 2016 Mazda3 the cheapest?
Among the cities provided, Saguenay ($652) and Repentigny ($973) show the lowest average premiums for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2016 Mazda3?
Vehicle age, city of residence, driver profile, and the model's claims history all influence the premium, which can vary considerably from one region to another.
How can I lower my 2016 Mazda3 insurance cost?
Comparing multiple insurer quotes, adjusting optional coverage, and bundling policies are practical ways to reduce the premium, especially in cities where observed amounts are high.

Offers received by our customers on MAZDA MAZDA3 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026