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MAZDA MAZDA3 2016 Car Insurance

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The 2016 Mazda3 is an agile compact known for its stylish design, dynamic handling, and reliability. Popular among urban drivers, it combines driving enjoyment, fuel economy, and a refined cabin for versatile everyday use.

MAZDA MAZDA3 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2016 Mazda3 fluctuates without a clear direction, ranging from $1126 to $1285, settling at $1139 in 2026. These variations suggest relative stability in insurance costs for this model over the period.

To find the best insurance for your MAZDA MAZDA3 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA MAZDA3 2016 cost in Quebec?

City differences are significant for the 2016 Mazda3: Saint-Jean-sur-Richelieu ($4418) and Drummondville ($2554) show premiums well above average, while Saguenay ($652) and Brossard ($675) post the lowest amounts. Other cities range between $961 and $1893.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $675.10
DRUMMONDVILLE $2553.60
GATINEAU $1893.33
LAVAL $961.29
LÉVIS $1207.21
LONGUEUIL $1255.99
MONTRÉAL $1317.98
QUÉBEC $1045.84
REPENTIGNY $1408.17
Saguenay $977.49
SAINT-JEAN-SUR-RICHELIEU $4417.77
SAINT-JÉRÔME $1026.20
SHERBROOKE $1202.30
TERREBONNE $1090.81
TROIS-RIVIÈRES $1123.90

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Mazda3?
The average premium for a 2016 Mazda3 ranges between $1126 and $1285 from 2021 to 2025, and reaches $1139 in 2026.
Has the premium for the 2016 Mazda3 increased over time?
No, the premium does not follow a steady upward trend. It fluctuated between $1126 and $1285 from 2021 to 2025, then dropped to $1139 in 2026.
Why does the premium vary so much by city for a 2016 Mazda3?
The data shows significant differences, ranging from $652 in Saguenay to $4418 in Saint-Jean-sur-Richelieu, driven by local factors like traffic density, claim rates, and vehicle theft.
Which city offers the lowest insurance cost for a 2016 Mazda3?
Based on the data provided, Saguenay ($652) and Brossard ($675) post the lowest average premiums for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2016 Mazda3?
Vehicle age, claims history, driver profile, and city of residence are the main factors affecting the premium, which can range from $652 to over $4000 depending on location.
How can I lower my premium for a 2016 Mazda3?
Comparing quotes from several insurers is especially valuable given the large differences observed between cities, some exceeding $3000 for the same vehicle.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

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