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MAZDA MAZDA3 2020 Car Insurance

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The 2020 Mazda3 is a compact sedan known for its elegant design, refined cabin, and agile driving feel. It appeals to drivers seeking a blend of style, technology, and driving enjoyment in a segment often seen as purely utilitarian.

MAZDA MAZDA3 2020 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, average premiums for the 2020 Mazda3 rise significantly, moving from $1057 to $1902. After a sharp increase between 2023 ($1264) and 2024 ($1609), premiums level off slightly in 2025 before resuming their upward climb in 2026.

To find the best insurance for your MAZDA MAZDA3 2020 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA MAZDA3 2020 cost in Quebec?

Premiums vary considerably by city for the 2020 Mazda3: Saint-Jérôme ($4943) and Longueuil ($3641) post the highest amounts, followed by Montreal ($2683), while Saguenay ($717), Sherbrooke ($1376), and Lévis ($1385) show the most affordable premiums.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1593.25
GATINEAU $2093.97
LAVAL $1646.12
LÉVIS $1384.77
LONGUEUIL $3641.14
MONTRÉAL $2683.34
QUÉBEC $1533.32
REPENTIGNY $2020.86
Saguenay $716.52
SAINT-JEAN-SUR-RICHELIEU $2010.02
SAINT-JÉRÔME $4942.62
SHERBROOKE $1376.02
TERREBONNE $1395.26
TROIS-RIVIÈRES $1662.20

Frequently asked questions (FAQ)

How much does insurance cost for a 2020 Mazda3?
The average premium for a 2020 Mazda3 rose from $1057 in 2021 to $1902 in 2026, with a notable jump between 2023 and 2024.
Why have premiums for the 2020 Mazda3 increased so much?
Rising repair, parts, and labor costs pushed the average premium from $1264 in 2023 to $1609 in 2024, a trend that continued up to $1902 in 2026.
Which city has the highest insurance cost for a 2020 Mazda3?
Based on the data provided, Saint-Jérôme ($4943) and Longueuil ($3641) show by far the highest premiums for this model.
Where is insurance for a 2020 Mazda3 most affordable?
Saguenay ($717), Sherbrooke ($1376), and Lévis ($1385) offer the lowest average premiums among the provided cities.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why are there such large price differences between cities?
Factors like traffic density, claim frequency, and local theft rates can explain sharp differences, such as between Saguenay ($717) and Saint-Jérôme ($4943).
How can I lower my premium for a 2020 Mazda3?
Comparing quotes from several insurers, especially in higher-cost areas like Longueuil or Saint-Jérôme, can often reveal substantial savings.

Offers received by our customers on MAZDA MAZDA3 2020 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

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