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MAZDA MAZDA3 2023 Car Insurance

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The 2023 Mazda3 is an elegant compact sedan known for its refined styling, agile handling, and upscale cabin. It appeals to drivers seeking a balance of style, driving enjoyment, and everyday practicality within the compact segment.

MAZDA MAZDA3 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2023 Mazda3 rise overall, moving from $1599 to $1827, with a peak of $1977 in 2025 followed by a slight decrease in 2026. The general trend remains upward despite this recent fluctuation.

To find the best insurance for your MAZDA MAZDA3 2023 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA MAZDA3 2023 cost in Quebec?

Premiums are highest for the 2023 Mazda3 in Laval ($2363), Montreal ($2136), and Terrebonne ($1969), while Saint-Jean-sur-Richelieu ($561), Drummondville ($897), and Lévis ($915) show the lowest amounts. The gap between cities is particularly pronounced.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1604.48
DRUMMONDVILLE $897.30
GATINEAU $1208.26
LAVAL $2362.69
LÉVIS $914.78
LONGUEUIL $1138.39
MONTRÉAL $2135.90
QUÉBEC $1734.20
REPENTIGNY $1156.28
SAINT-JEAN-SUR-RICHELIEU $560.7
SHERBROOKE $1645.98
TERREBONNE $1969.27
TROIS-RIVIÈRES $1330.80

Frequently asked questions (FAQ)

How much does insurance cost for a 2023 Mazda3?
Based on available data, the average premium for a 2023 Mazda3 was $1705 in 2023, reaching $1827 by 2026 after peaking at $1977 in 2025.
Are premiums for the 2023 Mazda3 constantly increasing?
Not exactly. Between 2022 and 2026, the average premium moves from $1599 to $1827, but with a peak of $1977 in 2025 followed by a decrease, indicating an upward trend with fluctuations.
Which city offers the lowest premium for a 2023 Mazda3?
Saint-Jean-sur-Richelieu shows the lowest average premium at $561, followed by Drummondville ($897) and Lévis ($915).
Why is the premium in Laval so much higher than in Saint-Jean-sur-Richelieu?
In Laval, the average premium reaches $2363 compared to $561 in Saint-Jean-sur-Richelieu, a significant gap linked to urban density, traffic volume, and claim frequency.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2023 Mazda3?
Driver age and experience, place of residence, vehicle usage, and claims history influence the premium, which varies significantly by city, from $561 to $2363.
How can I reduce my premium for a 2023 Mazda3?
Comparing quotes from several insurers, choosing a higher deductible, and maintaining a good driving record are effective ways to reduce the premium for this model.

Offers received by our customers on MAZDA MAZDA3 2023 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

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