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MAZDA MAZDA3 Car Insurance

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The Mazda3 is a compact car with refined styling and engaging driving dynamics, known for its upscale cabin and above-average driving feel for the segment. Available as a sedan or hatchback, it appeals to drivers seeking style and driving enjoyment without sacrificing practicality.

MAZDA MAZDA3 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Mazda3 fluctuate, dropping from $1119 to $1092 in 2022, then climbing steadily to $1391 in 2025 before easing slightly to $1344 in 2026. This notable rise since 2023 reflects overall increases in repair costs.

To find the best insurance for your MAZDA MAZDA3 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA MAZDA3 cost in Quebec?

Premiums for the Mazda3 are highest in Montreal ($1770) and Saint-Jérôme ($1497), while Brossard ($1051) and Trois-Rivières ($1249) show the most affordable amounts. Other cities cluster between $1275 and $1464.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1084.79
DRUMMONDVILLE $1339.10
GATINEAU $1341.34
LAVAL $1353.30
LÉVIS $1464.09
LONGUEUIL $1442.32
MONTRÉAL $1544.57
QUÉBEC $1351.92
REPENTIGNY $1368.29
Saguenay $1420.64
SAINT-JEAN-SUR-RICHELIEU $1340.05
SAINT-JÉRÔME $1518.77
SHERBROOKE $1285.11
TERREBONNE $1333.54
TROIS-RIVIÈRES $1259.47

MAZDA MAZDA3 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Frequently asked questions (FAQ)

How much does it cost to insure a Mazda3?
Based on the available data, the average premium for a Mazda3 was $1344 in 2026, following a peak of $1391 in 2025.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Has the Mazda3 premium increased significantly since 2021?
Yes. After a slight dip in 2022 ($1092), the premium climbed to $1391 in 2025 before easing to $1344 in 2026, marking a notable overall increase.
Which city offers the lowest insurance cost for a Mazda3?
Based on the data provided, Brossard ($1051) and Trois-Rivières ($1249) show the lowest average premiums for this model.
Why does Montreal show the highest premium for the Mazda3?
With an average of $1770, Montreal stands out clearly from other cities, a difference often linked to traffic density and claim frequency in urban areas.
What factors influence the insurance premium for a Mazda3?
Model year, place of residence, driver profile, and claims history are the main factors affecting the premium, which currently averages $1344.
How can I reduce my premium for a Mazda3?
Comparing quotes from several insurers, choosing a higher deductible, and bundling insurance policies are effective ways to lower the cost for this model.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

Versions covered by this MAZDA MAZDA3 page

The premiums above cover every version of the MAZDA MAZDA3, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
MAZDA3 2.5T i-ACTIV 4DR AWD 2021
MAZDA3 4DR 2019
MAZDA3 ANNIVERSARY 2.5T i-ACTIV 4DR AWD 2021
MAZDA3 G SKY 4DR 2016
MAZDA3 GS 4DR 2004 - 2026
MAZDA3 GS i-ACTIV 4DR AWD 2019 - 2026
MAZDA3 GS SKY 4DR 2012 - 2018
MAZDA3 GT 2.5T i-ACTIV 4DR AWD 2021 - 2026
MAZDA3 GT 4DR 2004 - 2026
MAZDA3 GT i-ACTIV 4DR AWD 2019 - 2026
MAZDA3 GT SKY 4DR 2013 - 2018
MAZDA3 GX 4DR 2004 - 2026
Show the 31 other versions

MAZDA3 GX SKY 4DR (2014 - 2018), MAZDA3 i 4DR (2004 - 2006), MAZDA3 i GRAND TOURING SKY 4DR (2012 - 2014), MAZDA3 i SPORT 4DR (2007 - 2010), MAZDA3 i TOURING SKY 4DR (2012), MAZDA3 i-ACTIV 4DR AWD (2019), MAZDA3 s 4DR (2004 - 2005), MAZDA3 s 5DR (2004 - 2007), MAZDA3 s TOURING 4DR (2012), MAZDA3 s TOURING 5DR (2012 - 2015), MAZDA3 SE SKY 4DR (2016 - 2018), MAZDA3 SELECT 4DR (2021 - 2022), MAZDA3 SP23 4DR (2004 - 2005), MAZDA3 SP23 5DR (2004 - 2005), MAZDA3 SPORT 2.5T i-ACTIV 5DR AWD (2022), MAZDA3 SPORT ANNIVERSARY 2.5T i-ACTIV 5D (2021), MAZDA3 SPORT GS 5DR (2004 - 2026), MAZDA3 SPORT GS i-ACTIV 5DR AWD (2019 - 2026), MAZDA3 SPORT GS SKY 5DR (2012 - 2018), MAZDA3 SPORT GT 2.5T i-ACTIV 5DR AWD (2021 - 2026), MAZDA3 SPORT GT 5DR (2004 - 2026), MAZDA3 SPORT GT i-ACTIV 5DR AWD (2019 - 2026), MAZDA3 SPORT GT SKY 5DR (2014 - 2018), MAZDA3 SPORT GX 5DR (2008 - 2026), MAZDA3 SPORT GX SKY 5DR (2014 - 2018), MAZDA3 SPORT SUNA 2.5T i-ACTIV 5DR AWD (2024 - 2025), MAZDA3 SPORT TOURING SKY 5DR (2017), MAZDA3 SV SKY 4DR (2015), MAZDA3 TOURING EDITION 4DR (2007 - 2013), MAZDA3 TOURING SKY 4DR (2015 - 2018), MAZDASPEED3 5DR (2007 - 2013)


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