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SUBARU FORESTER Car Insurance

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The Subaru Forester is a compact SUV known for its standard all-wheel drive, versatility, and proven reliability. Popular with families and outdoor enthusiasts, it stands out for its generous ground clearance and strong safety reputation.

SUBARU FORESTER CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Subaru Forester fluctuate, moving from $837 to $888, dipping to $849, then rising sharply to $1019 in 2024 and $1228 in 2025, before easing slightly to $1115 in 2026. The pronounced increase since 2023 reflects broader increases in repair and insurance costs.

To find the best insurance for your SUBARU FORESTER vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU FORESTER cost in Quebec?

Premiums are highest for the Forester in Montreal ($1502), Saguenay ($1423), and Gatineau ($1341), while Sherbrooke ($827) and Trois-Rivières ($905) show the lowest amounts. Other cities fall in a mid-range spanning $1030 to $1231.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1308.97
DRUMMONDVILLE $1168.91
GATINEAU $1359.55
LAVAL $1183.98
LÉVIS $1071.81
LONGUEUIL $1181.41
MONTRÉAL $1517.41
QUÉBEC $1129.18
REPENTIGNY $1189.96
Saguenay $1423.38
SAINT-JEAN-SUR-RICHELIEU $1136.07
SAINT-JÉRÔME $1147.08
SHERBROOKE $826.87
TERREBONNE $1171.71
TROIS-RIVIÈRES $949.00

SUBARU FORESTER average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Frequently asked questions (FAQ)

How much does it cost to insure a Subaru Forester?
Based on available data, the average premium for a Subaru Forester is $1115 in 2026, after reaching $1228 in 2025.
Have Forester premiums increased significantly?
Yes. The average premium rose from $837 in 2021 to $1228 in 2025, before easing slightly to $1115 in 2026 — a notable overall increase.
Which city offers the lowest Forester insurance cost?
Based on the data provided, Sherbrooke ($827) and Trois-Rivières ($905) show the lowest average premiums for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the Forester's premium vary so much by city?
Traffic density, claim frequency, and local repair costs help explain the gap between Montreal ($1502) and Sherbrooke ($827).
What factors influence a Forester's insurance premium?
All-wheel drive, replacement value, model year, and driver profile are among the factors that influence the premium.
How can I lower my premium for a Subaru Forester?
Comparing quotes from several insurers and bundling auto with home insurance often help secure a better price for the same profile.

Offers received by our customers on SUBARU FORESTER cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this SUBARU FORESTER page

The premiums above cover every version of the SUBARU FORESTER, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
FORESTER 2.0XT LIMITED WAGON AWD 2018
FORESTER 2.0XT TOURING WAGON AWD 2018
FORESTER 2.0XT WAGON AWD 2014 - 2017
FORESTER 2.5 X LIMITED WAGON AWD 2009 - 2013
FORESTER 2.5 X PZEV WAGON AWD 2010 - 2011
FORESTER 2.5 X SE WAGON AWD 2005
FORESTER 2.5 X TOURING WAGON AWD 2009
FORESTER 2.5 X WAGON AWD 2003 - 2013
FORESTER 2.5 XS LL BEAN WAGON AWD 2005 - 2007
FORESTER 2.5 XS WAGON AWD 2003 - 2008
FORESTER 2.5 XT LIMITED WAGON AWD 2009 - 2013
FORESTER 2.5 XT WAGON AWD 2004 - 2009
Show the 16 other versions

FORESTER 2.5i CONVENIENCE WAGON AWD (2026), FORESTER 2.5i LIMITED WAGON AWD (2018 - 2026), FORESTER 2.5i PREMIER WAGON AWD (2019 - 2026), FORESTER 2.5i PREMIUM WAGON AWD (2022 - 2025), FORESTER 2.5i SPORT WAGON AWD (2019 - 2026), FORESTER 2.5i TOURING WAGON AWD (2018 - 2026), FORESTER 2.5i WAGON AWD (2014 - 2025), FORESTER 2.5i WILDERNESS WAGON AWD (2022 - 2025), FORESTER L WAGON AWD (2001 - 2002), FORESTER LIMITED HEV WAGON AWD (2025), FORESTER PREMIER HEV WAGON AWD (2025 - 2026), FORESTER PREMIUM HEV WAGON AWD (2025), FORESTER S LIMITED WAGON AWD (2001 - 2002), FORESTER S WAGON AWD (2001 - 2002), FORESTER SPORT WAGON AWD (2002), FORESTER X LL BEAN WAGON AWD (2006 - 2008)


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