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SUBARU OUTBACK 2021 Car Insurance

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The 2021 Subaru Outback is a rugged crossover wagon with standard symmetrical all-wheel drive, built for snowy roads and outdoor getaways. Its spacious cabin and generous ground clearance make it a practical choice for active families.

SUBARU OUTBACK 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2021 Subaru Outback fluctuate rather than follow a linear path, moving from $1012 to $912, climbing back to $1090 in 2025, then dropping to $847 in 2026. This variation points to relative overall stability rather than a clear upward or downward trend.

To find the best insurance for your SUBARU OUTBACK 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU OUTBACK 2021 cost in Quebec?

Montreal shows the highest premium for the 2021 Subaru Outback ($1515), followed by Saint-Jean-sur-Richelieu ($865) and Gatineau ($861), while Trois-Rivières ($356) and Sherbrooke ($624) post the lowest amounts. The gap between Montreal and Trois-Rivières is more than fourfold.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $860.56
LAVAL $702.83
MONTRÉAL $1507.82
QUÉBEC $761.09
SAINT-JEAN-SUR-RICHELIEU $864.64
SAINT-JÉRÔME $692.68
SHERBROOKE $623.68
TROIS-RIVIÈRES $355.78

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Subaru Outback?
The average premium for a 2021 Subaru Outback varies by year observed, ranging from $847 to $1090 between 2021 and 2026, with a recent average around $847 in 2026.
Have premiums for the 2021 Subaru Outback changed much since 2021?
Yes, but without a clear trend: the premium went from $1012 in 2021 to $912 in 2022, rose to $1090 in 2025, then dropped to $847 in 2026, reflecting fluctuating stability rather than a steady direction.
Which city offers the lowest premium for a 2021 Subaru Outback?
Based on the data provided, Trois-Rivières posts the lowest premium at $356, followed by Sherbrooke at $624, well below Montreal's $1515.
Why does Montreal show such a high premium for this vehicle?
Traffic density, theft risk, and higher claim frequency in dense urban areas explain why Montreal's average premium ($1515) is significantly higher than the other listed cities.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2021 Subaru Outback?
Standard all-wheel drive, the vehicle's replacement value, the driver's location, and driving history are among the main factors influencing the premium.
How can I reduce my premium for a 2021 Subaru Outback?
Comparing quotes from several insurers, especially between cities like Trois-Rivières ($356) and Montreal ($1515), can often reveal significant differences for the same driver profile.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use premiums actually offered by our partner insurers in response to quote requests, keeping the lowest one obtained for each vehicle. This data is not limited to policies that were sold.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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