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SUBARU OUTBACK 2022 Car Insurance

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The 2022 Subaru Outback is a rugged crossover with standard symmetrical all-wheel drive, built for active drivers seeking versatility, safety, and light off-road capability. It blends SUV-like presence with wagon-like comfort.

SUBARU OUTBACK 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2022 Subaru Outback fluctuate, rising from $890 to $1190 in 2022, dipping to $1001 in 2023, then climbing to $1279 in 2025 before settling at $1260 in 2026. The overall trend remains upward despite year-to-year variation.

To find the best insurance for your SUBARU OUTBACK 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU OUTBACK 2022 cost in Quebec?

Premiums are highest in Montreal ($1675), Lévis ($1670), and Saint-Jean-sur-Richelieu ($1664), while Saguenay ($711) and Gatineau ($935) show the lowest amounts. The gap between the most and least expensive cities exceeds $900.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $935.21
LAVAL $1412.11
LÉVIS $1669.88
LONGUEUIL $1148.16
MONTRÉAL $1793.06
QUÉBEC $1042.02
Saguenay $711.34
SAINT-JEAN-SUR-RICHELIEU $1663.98
SAINT-JÉRÔME $1225.78
TERREBONNE $1006
TROIS-RIVIÈRES $1090.40

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Subaru Outback?
In 2022, the average premium for a 2022 Subaru Outback was $1190. This amount later fluctuated, reaching $1260 by 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Has the Outback 2022 premium changed a lot since 2021?
Yes. It rose from $890 in 2021 to $1190 in 2022, then fluctuated between $1001 and $1279 through 2025, before settling at $1260 in 2026.
Which city offers the lowest insurance cost for a 2022 Subaru Outback?
Based on the data provided, Saguenay ($711) and Gatineau ($935) show the lowest average premiums for this model.
Why are premiums higher in Montreal and Lévis?
Traffic density, theft risk, and higher claim frequency in urban areas contribute to higher premiums, reaching $1675 in Montreal and $1670 in Lévis.
What factors influence a Subaru Outback's premium?
All-wheel drive, replacement value, intended use, and driver profile all affect the premium, which varies considerably depending on the city of residence.
How can I get the best premium for a 2022 Outback?
Comparing quotes from several insurers and checking for discounts tied to all-wheel drive or safety features can help lower insurance costs.

Offers received by our customers on SUBARU OUTBACK 2022 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use premiums actually offered by our partner insurers in response to quote requests, keeping the lowest one obtained for each vehicle. This data is not limited to policies that were sold.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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