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VOLVO XC70 2009 Car Insurance

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The 2009 Volvo XC70 is a Swedish family crossover combining ruggedness, renowned safety, and utility versatility. Ideal for long trips and hauling, it appeals to drivers seeking reliability and comfort in an older but durable vehicle.

VOLVO XC70 2009 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2009 Volvo XC70 fluctuate significantly, moving from $1445 to $464, then $458, $328, $374, and $640. After an initial sharp drop, the premium has recently climbed back up, without a clear linear trend over the period.

To find the best insurance for your VOLVO XC70 2009 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLVO XC70 2009 cost in Quebec?

Based on the data provided, the average premium is notably higher in Saint-Jean-sur-Richelieu ($870) than in Montreal ($410), more than double, highlighting a significant geographic gap for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $409.84
SAINT-JEAN-SUR-RICHELIEU $870.21

Frequently asked questions (FAQ)

How much does insurance cost for a 2009 Volvo XC70?
The average premium has fluctuated significantly, reaching $1445 in 2021 before dropping and later climbing back to $640 in 2026. Recent amounts generally range between $328 and $640 depending on the year.
Why has the premium for the 2009 XC70 fluctuated so much since 2021?
The sharp swings, from $1445 to $328 and back up to $640, may reflect changes in insured driver profiles, the vehicle's declining resale value, and market adjustments rather than a stable trend.
Where is insurance for the 2009 XC70 most expensive?
Based on the data provided, Saint-Jean-sur-Richelieu shows an average premium of $870, compared to $410 in Montreal, a notable gap between the two cities.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Does an older vehicle like the 2009 XC70 cost less to insure?
Generally yes, since replacement value decreases with age. This partly explains the drop seen between 2021 ($1445) and following years, though a recent increase to $640 was noted.
How can I lower my premium for a Volvo XC70 2009?
Comparing multiple insurer quotes, adjusting optional coverage to match the vehicle's value, and bundling policies can help secure a more favorable price.

Offers received by our customers on VOLVO XC70 2009 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026