CADILLAC ATS 2013
Tristan from Lachine
$1214 /year
Premium computed in June 2026
The 2013 Cadillac ATS is a compact luxury sport sedan built to rival the segment's German benchmarks. It offers dynamic handling, a rear-wheel-drive layout, and refined finishing, appealing to enthusiasts of understated performance.
From 2022 to 2025, premiums for the 2013 Cadillac ATS decline sharply, dropping from $2023 to $1135, a typical pattern for an aging vehicle with decreasing replacement value. In 2026, the premium ticks back up slightly to $1264, likely reflecting broader increases in repair costs.
To find the best insurance for your CADILLAC ATS 2013 vehicle, it is more important than ever to compare the available options.
Among the provided cities, Laval shows the highest premium ($1075), followed by Trois-Rivières ($655), while Sherbrooke posts the lowest amount ($470). The gap between these three cities is significant.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| LAVAL | $1075.3 |
| SHERBROOKE | $469.9 |
| TROIS-RIVIÈRES | $655.09 |
The average premium for a 2013 Cadillac ATS varies by reference year, ranging from $1135 in 2025 to $1264 in 2026, after peaking at $2023 in 2022.
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
The decline from $2023 to $1135 between 2022 and 2025 reflects normal depreciation for an aging vehicle, whose replacement value decreases over time.
Based on the data provided, Sherbrooke has the lowest premium ($470), followed by Trois-Rivières ($655), while Laval is notably higher ($1075).
The increase to $1264 in 2026, after a low of $1135 in 2025, may reflect broader increases in parts and repair costs for aging vehicles.
Vehicle age, its classification as a luxury sport sedan, specialized parts costs, and the driver's region of residence all influence the final premium.
Comparing quotes from multiple insurers and checking eligibility for discounts related to vehicle age or driving record can help secure a better price.
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
