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FORD MUSTANG Car Insurance

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The Ford Mustang is an iconic sports coupe combining power, muscular styling, and engaging driving sensations. A true American icon, it attracts enthusiasts seeking a vehicle with distinctive character and a strong road presence.

FORD MUSTANG CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the Ford Mustang drops sharply from $1449 to $685, then stabilizes around $739 to $758 between 2023 and 2024, before climbing back to $898 in 2026. This pattern suggests an initial correction followed by a recent cost increase.

To find the best insurance for your FORD MUSTANG vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD MUSTANG cost in Quebec?

Premiums vary widely by city for the Ford Mustang: Montreal shows the highest amount ($2233), followed by Gatineau ($1639) and Brossard ($1635), while Trois-Rivières ($440), Saint-Jean-sur-Richelieu ($470), and Lévis ($515) show the lowest premiums. The gap between extremes exceeds $1700.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1635.04
DRUMMONDVILLE $1121.06
GATINEAU $1638.93
LAVAL $1645.84
LÉVIS $515.43
LONGUEUIL $1098.86
MONTRÉAL $2298.64
QUÉBEC $614.12
REPENTIGNY $1057.59
Saguenay $1188.36
SAINT-JEAN-SUR-RICHELIEU $470.18
SAINT-JÉRÔME $765.40
SHERBROOKE $682.20
TERREBONNE $520.58
TROIS-RIVIÈRES $448.53

Frequently asked questions (FAQ)

How much does auto insurance cost for a Ford Mustang?
The average premium for a Ford Mustang was $898 in 2026, after ranging between $685 and $1449 in prior years according to the available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the Mustang's premium drop sharply after 2021?
The average premium fell from $1449 in 2021 to $685 in 2022, a notable drop that may reflect insurance market adjustments or revised risk profiles for the model.
Which city has the highest insurance cost for a Mustang?
Based on the data provided, Montreal shows the highest premium at $2233, well above cities like Trois-Rivières ($440) or Lévis ($515).
Will Mustang premiums keep rising?
After a sharp drop and a stabilization between 2023 and 2024, the premium climbed back to $898 in 2026, which could indicate a recent upward trend worth monitoring.
What factors influence the insurance premium for a Mustang?
Its sports classification, engine power, parts costs, and the driver's city strongly influence the premium, which ranges from $440 to over $2200 depending on the region.
How can I lower my premium for a Ford Mustang?
Comparing quotes from several insurers, especially across regions with large gaps like Montreal versus Trois-Rivières, often helps find a more favorable offer.

Offers received by our customers on FORD MUSTANG cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026