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FORD MUSTANG 2004 Car Insurance

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The 2004 Ford Mustang is a muscular sports coupe, a direct descendant of the American icon. With available V6 or V8 power and its retro-aggressive styling, it appeals to enthusiasts seeking an affordable used vehicle with strong character.

FORD MUSTANG 2004 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2004 Mustang fluctuates, dropping to $152 in 2022 before rising steadily to $535 in 2026. This overall upward trend may reflect the vehicle's age and rising repair costs generally.

To find the best insurance for your FORD MUSTANG 2004 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD MUSTANG 2004 cost in Quebec?

Based on the data provided, the average premium for the 2004 Mustang is highest in Gatineau ($816), followed by Quebec City ($452), while Trois-Rivières shows the lowest amount ($283).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $816.17
QUÉBEC $452.35
TROIS-RIVIÈRES $282.58

Frequently asked questions (FAQ)

How much does insurance cost for a 2004 Ford Mustang?
In 2026, the average premium for a 2004 Ford Mustang stands at $535, an increase compared to previous years based on available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the premium drop in 2022 before rising again?
The premium fell from $313 in 2021 to $152 in 2022, then rose steadily to $535 by 2026. These fluctuations may result from changes in insured driver profiles and repair costs.
Which city has the highest insurance cost for a 2004 Mustang?
Based on the data provided, Gatineau shows the highest premium ($816), compared to $452 in Quebec City and $283 in Trois-Rivières.
Is an older Mustang cheaper to insure than a newer model?
Not necessarily. While replacement value is lower, the vehicle's sports classification and certain parts costs can keep premiums comparable, as shown by the rise to $535 in 2026.
How can I reduce my insurance premium for a 2004 Mustang?
Comparing quotes from several insurers, maintaining a clean driving record, and choosing suitable deductibles are effective ways to lower the premium for this type of vehicle.

Offers received by our customers on FORD MUSTANG 2004 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026