FORD MUSTANG 2003 Car Insurance

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The 2003 Ford Mustang is an affordable sports coupe embodying American muscle-car heritage. With retro styling and a spirited character, it attracts used-car enthusiasts seeking personality and an engaging driving experience at a lower price point.

FORD MUSTANG 2003 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2003 Mustang fluctuate rather than follow a linear trend, moving from $320 in 2021 down to $177 in 2022, then back up to $336 in 2024 before settling at $287 in 2026. These variations likely reflect changes in driver profiles rather than a steady shift in vehicle-related risk.

To find the best insurance for your FORD MUSTANG 2003 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your FORD MUSTANG 2003

How much does insurance for your FORD MUSTANG 2003 cost in Quebec?

Among the cities provided, Montreal shows the highest premium ($445), followed by Terrebonne ($358), while Saint-Jean-sur-Richelieu ($204) and Lévis ($277) present the lowest amounts for the 2003 Mustang.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
LÉVIS	$276.68
MONTRÉAL	$445.27
SAINT-JEAN-SUR-RICHELIEU	$203.83
TERREBONNE	$357.52

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2003 Ford Mustang?

The average premium for a 2003 Ford Mustang varies by reference year, ranging from $177 to $336 between 2021 and 2026, with a recent average of $287 in 2026.

Do premiums for the 2003 Mustang follow a clear trend?

No. Data from 2021 to 2026 shows fluctuation, dropping from $320 to $177, then rising back to $336, without a consistent long-term direction.

Which city offers the lowest insurance cost for a 2003 Mustang?

Among the cities provided, Saint-Jean-sur-Richelieu shows the lowest premium at $204, followed by Lévis at $277.

Why does Montreal show the highest premium for this model?

Montreal ($445) generally has higher traffic density and claim frequency, pushing premiums above other compared cities like Terrebonne ($358).

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Does an older vehicle like the 2003 Mustang cost less to insure?

Generally yes, since replacement value is lower, but the model's sports-car status can still keep premiums above a comparable sedan.

CHEVROLET
CAMARO

PONTIAC
FIREBIRD

DODGE
CHALLENGER

NISSAN
350Z

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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