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FORD MUSTANG 2012 Car Insurance

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The 2012 Ford Mustang is a muscular sports coupe with a powerful engine and iconic silhouette. It appeals to thrill-seekers looking for an affordable used vehicle with strong American heritage.

FORD MUSTANG 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2012 Mustang generally decrease, moving from $611 to $435, despite a slight uptick in 2026 after a low of $388 in 2025. This overall decline reflects the vehicle's depreciation with age.

To find the best insurance for your FORD MUSTANG 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD MUSTANG 2012 cost in Quebec?

Based on the available data, the average premium for the 2012 Mustang is notably lower in Lévis ($284) than in Saguenay ($578), a significant gap that may reflect differences in traffic density and claim frequency between the two cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LÉVIS $284.49
Saguenay $577.7

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Ford Mustang?
The average premium for a 2012 Ford Mustang was $435 in 2026, after dipping to $388 in 2025. This amount varies by city and driver profile.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the premium for the 2012 Mustang decrease over the years?
Between 2021 and 2025, the premium dropped from $611 to $388, reflecting the vehicle's natural depreciation and lower replacement value as it ages.
Is it cheaper to insure a 2012 Mustang in Lévis or Saguenay?
Based on the data provided, Lévis shows a much lower average premium ($284) than Saguenay ($578), a notable gap between the two cities.
Why did the premium slightly increase in 2026?
After a low of $388 in 2025, the premium rose to $435 in 2026, which may be explained by rising parts and repair costs despite the vehicle's advanced age.
How can I lower the insurance cost for a 2012 Mustang?
Comparing quotes from several insurers, choosing a higher deductible, and maintaining a clean driving record are effective ways to reduce the premium for this type of sports vehicle.

Offers received by our customers on FORD MUSTANG 2012 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026