FORD RANGER Car Insurance

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The Ford Ranger is a rugged midsize pickup built to balance towing capability, utility versatility, and everyday comfort. Popular among tradespeople and outdoor enthusiasts alike, it offers a strong compromise between manageable size and off-road capability.

FORD RANGER CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, the average premium for the Ford Ranger rises significantly, moving from $621 to a peak of $986 in 2025, before easing slightly to $931 in 2026. This overall upward trend reflects rising repair and replacement costs for pickup trucks.

To find the best insurance for your FORD RANGER vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your FORD RANGER

How much does insurance for your FORD RANGER cost in Quebec?

Premiums vary dramatically by city: Saguenay shows an exceptionally high amount ($3797), followed by Saint-Jean-sur-Richelieu ($1673) and Montreal ($1357), while Trois-Rivières ($268) and Brossard ($279) post the lowest premiums. This wide gap highlights how strongly location influences Ranger insurance costs.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$279.18
DRUMMONDVILLE	$729.88
GATINEAU	$1099.80
LAVAL	$906.40
LÉVIS	$583.81
LONGUEUIL	$727.76
MONTRÉAL	$1357.11
QUÉBEC	$733.48
REPENTIGNY	$890.24
Saguenay	$3796.79
SAINT-JEAN-SUR-RICHELIEU	$1673.11
SAINT-JÉRÔME	$477.60
SHERBROOKE	$843.80
TERREBONNE	$674.28
TROIS-RIVIÈRES	$403.66

FORD RANGER average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year	Average premium
FORD RANGER 2026	$1411.74
FORD RANGER 2025	$2087.63
FORD RANGER 2024	$1867.77
FORD RANGER 2023	$1515.62
FORD RANGER 2022	$1315.31
FORD RANGER 2021	$1209.55
FORD RANGER 2020	$1144.91
FORD RANGER 2019	$1035.12
FORD RANGER 2011	$443.89
FORD RANGER 2010	$529.51
FORD RANGER 2009	$501.03
FORD RANGER 2008	$405.91
FORD RANGER 2007	$473.98
FORD RANGER 2006	$352.35
FORD RANGER 2005	$435.91
FORD RANGER 2004	$334.32
FORD RANGER 2003	$384.74
FORD RANGER 2002	$229.71
FORD RANGER 2001	$277.22

Frequently asked questions (FAQ)

How much does insurance cost for a Ford Ranger?

The average premium for a Ford Ranger reached $986 in 2025 and $931 in 2026, based on available data. The actual amount varies significantly by city and driver profile.

Has the Ford Ranger premium increased significantly since 2021?

Yes. Between 2021 and 2025, the average premium rose from $621 to $986, then eased slightly to $931 in 2026 — still a substantial increase over the period.

Which city has the highest insurance cost for a Ford Ranger?

Based on the data provided, Saguenay shows the highest premium at $3797, followed by Saint-Jean-sur-Richelieu ($1673) and Montreal ($1357).

Where is the Ford Ranger cheapest to insure?

Trois-Rivières ($268) and Brossard ($279) show the lowest average premiums for this model among the cities provided.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Why does the Ford Ranger premium vary so much by city?

Differences in claim frequency, theft rates, and traffic density between regions explain premium gaps that can exceed $3000 between certain cities.

How can I reduce my premium for a Ford Ranger?

Comparing quotes from several insurers, choosing an appropriate deductible, and bundling auto and home insurance remain effective ways to lower the cost of insuring a Ranger.