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HONDA HR-V Car Insurance

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The Honda HR-V is a versatile subcompact SUV that emphasizes interior space, reliability, and easy urban driving. Ideal for young families or active city dwellers, it combines everyday practicality with Honda's accessible brand image.

HONDA HR-V CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Honda HR-V fluctuate before rising noticeably, moving from $1105 in 2021 to $963 in 2022, then climbing to $1188, $1571, $1574, and finally $1658 in 2026. This recent increase reflects rising repair and maintenance costs.

To find the best insurance for your HONDA HR-V vehicle, it is more important than ever to compare the available options.

How much does insurance for your HONDA HR-V cost in Quebec?

Premiums vary sharply by city: Drummondville shows an exceptionally high value ($9562), followed by Montreal ($2826) and Longueuil ($1731), while Trois-Rivières ($1053) and Brossard ($1065) post the lowest amounts. This marked gap highlights the importance of comparing by location.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1154.16
DRUMMONDVILLE $1339.24
GATINEAU $1547.45
LAVAL $1678.41
LÉVIS $1234.72
LONGUEUIL $1461.52
MONTRÉAL $2120.85
QUÉBEC $1482.32
REPENTIGNY $1616.98
Saguenay $1280.09
SAINT-JEAN-SUR-RICHELIEU $1393.07
SAINT-JÉRÔME $1404.13
SHERBROOKE $1402.35
TERREBONNE $1455.30
TROIS-RIVIÈRES $1053.21

HONDA HR-V average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
HONDA HR-V 2027 $2022.48
HONDA HR-V 2026 $2002.58
HONDA HR-V 2025 $1871.40
HONDA HR-V 2024 $1826.63
HONDA HR-V 2023 $1488.41
HONDA HR-V 2022 $1424.52
HONDA HR-V 2021 $1378.04
HONDA HR-V 2020 $1285.94
HONDA HR-V 2019 $1139.73
HONDA HR-V 2018 $1060.16
HONDA HR-V 2017 $1071.66
HONDA HR-V 2016 $911.64

Frequently asked questions (FAQ)

How much does auto insurance cost for a Honda HR-V?
In 2026, the average premium for a Honda HR-V stands at $1658, up from $1574 recorded in 2025.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Have HR-V premiums changed a lot since 2021?
Yes. The average premium went from $1105 in 2021 to $963 in 2022, then rose sharply to $1658 by 2026, marking a notable increase over recent years.
Which city has the most expensive HR-V insurance?
Based on the data provided, Drummondville shows an exceptionally high premium ($9562), far above Montreal ($2826), which remains the second most costly city.
Where is the HR-V cheapest to insure?
Trois-Rivières ($1053) and Brossard ($1065) offer the lowest average premiums among the cities provided.
What factors influence a Honda HR-V's premium?
The vehicle's subcompact SUV classification, parts costs, theft frequency, and the driver's location are key factors in determining the premium.
How can I lower my HR-V insurance premium?
Comparing quotes from several insurers, choosing a higher deductible, and bundling auto and home insurance can help secure a better price.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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