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TESLA MODEL Y 2021 Car Insurance

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The 2021 Tesla Model Y is a compact electric SUV combining generous range, advanced onboard technology, and brisk acceleration. It attracts environmentally conscious urban drivers seeking practicality, cargo space, and cutting-edge driver assistance.

TESLA MODEL Y 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2021 Tesla Model Y move irregularly, rising from $1828 to a peak of $2849 in 2025 before dropping to $2420 in 2026. This variation reflects the high cost of electric and tech-related parts along with fluctuations in the EV market.

To find the best insurance for your TESLA MODEL Y 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TESLA MODEL Y 2021 cost in Quebec?

The highest premiums are found in Saint-Jérôme ($4290), Brossard ($3966), and Sherbrooke ($3828), while Saint-Jean-sur-Richelieu ($826), Repentigny ($1859), and Trois-Rivières ($1900) show the lowest amounts. The gap between cities is especially pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2962.62
GATINEAU $3125.49
LAVAL $2085.65
LÉVIS $2318.31
LONGUEUIL $2056.05
MONTRÉAL $3121.85
QUÉBEC $2541.01
REPENTIGNY $1859.24
SAINT-JEAN-SUR-RICHELIEU $826.22
SAINT-JÉRÔME $4290.24
SHERBROOKE $3827.86
TERREBONNE $3194.71
TROIS-RIVIÈRES $1900.20

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Tesla Model Y?
The average premium for a 2021 Tesla Model Y varies by year, ranging from $1828 in 2021 to $2849 in 2025, with a value of $2420 in 2026 based on available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the Model Y's premium fluctuate so much between 2021 and 2026?
High repair costs for electric and tech components, combined with fluctuations in the EV market, explain the rise to $2849 in 2025 followed by a decline to $2420 in 2026.
Which city offers the lowest insurance cost for a 2021 Model Y?
Based on the data provided, Saint-Jean-sur-Richelieu has the lowest premium ($826), followed by Repentigny ($1859) and Trois-Rivières ($1900).
Why do cities like Saint-Jérôme show such high premiums?
Factors such as local claim frequency and regional risk profile can explain a premium of $4290 in Saint-Jérôme, well above the average seen in other cities.
Are electric vehicles like the Model Y more expensive to insure?
Often yes, due to the high cost of parts, battery components, and specialized labor required for repairs, which can push premiums higher than a comparable gasoline vehicle.
How can I reduce my premium for a Tesla Model Y?
Comparing quotes from several insurers, choosing an appropriate deductible, and checking for EV-specific programs can help lower the annual cost.

Offers received by our customers on TESLA MODEL Y 2021 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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