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TESLA MODEL Y 2025 Car Insurance

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The 2025 Tesla Model Y is a compact electric SUV combining strong range, cutting-edge technology, and brisk acceleration. Popular with urban families, it relies on driver-assist features and an extensive charging network to appeal to tech-savvy buyers.

TESLA MODEL Y 2025 CAR INSURANCE RATES SINCE 2024.

Between 2024 and 2026, premiums for the 2025 Tesla Model Y decrease progressively, moving from $3467 to $2354. This decline may reflect improved parts availability and stronger insurer competition for this electric vehicle.

To find the best insurance for your TESLA MODEL Y 2025 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TESLA MODEL Y 2025 cost in Quebec?

Premiums are highest for the 2025 Model Y in Montreal ($4643), Saint-Jérôme ($4099), and Longueuil ($3404), while Repentigny ($1478), Lévis ($1766), and Quebec City ($1987) show the lowest amounts. The gap between cities remains significant.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $3238.74
GATINEAU $2812.16
LAVAL $2803.73
LÉVIS $1766.19
LONGUEUIL $3404.37
MONTRÉAL $4643.10
QUÉBEC $1986.85
REPENTIGNY $1478.04
SAINT-JÉRÔME $4099.49
TERREBONNE $1895.72

Frequently asked questions (FAQ)

How much does it cost to insure a 2025 Tesla Model Y?
The average premium for a 2025 Tesla Model Y varies by reference year, ranging from $3467 in 2024 to $2354 in 2026, with significant differences depending on the city.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Which city offers the lowest insurance cost for a 2025 Model Y?
Based on the data provided, Repentigny ($1478), Lévis ($1766), and Quebec City ($1987) post the lowest average premiums for this model.
Why is the Model Y premium decreasing between 2024 and 2026?
The average premium drops from $3467 to $2354 over this period, which may be explained by improved parts availability and stronger insurer competition for electric vehicles.
Why does Montreal show the highest premium for this model?
Montreal records an average of $4643, an amount tied to urban density, traffic volume, and higher claim frequency in dense areas.
What factors influence the premium of a Tesla Model Y?
The high cost of specialized parts, onboard technology, and the electric vehicle's replacement value directly affect premium calculations.
How can I reduce my premium for a Tesla Model Y?
Comparing quotes from several insurers and checking for electric-vehicle discounts can help secure a better price, especially given the differences observed between cities.

Offers received by our customers on TESLA MODEL Y 2025 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026