TESLA MODEL Y 2023 Car Insurance

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The 2023 Tesla Model Y is a compact electric SUV known for its range, brisk performance, and advanced onboard technology. It appeals to environmentally conscious drivers seeking a versatile, connected, low-emission vehicle.

TESLA MODEL Y 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2023 Tesla Model Y fluctuate rather than follow a linear trend, moving from $2662 in 2022 to $2496 in 2023, then climbing to $2716 in 2025 before easing slightly to $2643 in 2026. Overall, premiums remain within a relatively stable range despite these variations.

To find the best insurance for your TESLA MODEL Y 2023 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your TESLA MODEL Y 2023

How much does insurance for your TESLA MODEL Y 2023 cost in Quebec?

Premiums are highest for the 2023 Tesla Model Y in Sherbrooke ($3722), Trois-Rivières ($3293), and Saguenay ($3302), while Lévis ($1529) and Longueuil ($1967) post the lowest amounts. The gap between the most and least expensive cities exceeds $2000, reflecting significant geographic variation.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$2598.99
DRUMMONDVILLE	$3032.25
GATINEAU	$2781.38
LAVAL	$2864.34
LÉVIS	$1529.25
LONGUEUIL	$1966.71
MONTRÉAL	$3024.78
QUÉBEC	$2707.01
REPENTIGNY	$2859.47
Saguenay	$3301.56
SAINT-JEAN-SUR-RICHELIEU	$2559.52
SHERBROOKE	$3722.49
TERREBONNE	$2958.49
TROIS-RIVIÈRES	$3292.61

Frequently asked questions (FAQ)

How much does insurance cost for a 2023 Tesla Model Y?

The average premium varies by year, ranging from $2496 in 2023 to $2716 in 2025, with a recent average of $2643 in 2026 according to available data.

Are Model Y 2023 premiums increasing over time?

Not in a linear way. Premiums fluctuate between $2496 and $2716 over the 2022-2026 period, without a consistent upward trend, reflecting variable adjustments across years.

Which cities offer the lowest insurance costs for the 2023 Tesla Model Y?

Based on the data provided, Lévis ($1529) and Longueuil ($1967) post the lowest average premiums among the compared cities.

Why does Sherbrooke show the highest premium for this model?

Sherbrooke records the highest premium ($3722), a gap that may reflect regional factors such as claim frequency or electric vehicle repair costs in that area.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Do electric vehicles like the Model Y cost more to insure?

Often yes, due to higher parts and battery repair costs. These factors contribute to the observed premiums, which range from $1529 to $3722 depending on the city.

HYUNDAI
IONIQ
5

FORD
MUSTANG
MACH-E

VOLKSWAGEN
ID.4

KIA
EV6

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/13/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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