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TESLA MODEL Y 2022 Car Insurance

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The 2022 Tesla Model Y is a compact electric SUV combining generous range, advanced in-car technology, and brisk acceleration. Popular with urban families, it emphasizes driver-assist features and a fully digital driving experience.

TESLA MODEL Y 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2022 Tesla Model Y fluctuate significantly, rising from $2060 to a peak of $3770 in 2025, then easing to $3400 in 2026. This volatility reflects the high repair costs typical of electric vehicles and fluctuating specialized parts pricing.

To find the best insurance for your TESLA MODEL Y 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TESLA MODEL Y 2022 cost in Quebec?

Premiums are highest in Saguenay ($6070), Montréal ($5006), and Sherbrooke ($4344), while Repentigny ($2355), Terrebonne ($2443), and Drummondville ($2753) show the lowest amounts. The gap between cities is particularly pronounced for this vehicle.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2890.42
DRUMMONDVILLE $2753.35
GATINEAU $3419.45
LAVAL $3446.35
LÉVIS $3203.39
LONGUEUIL $2981.46
MONTRÉAL $5005.83
QUÉBEC $2903.67
REPENTIGNY $2355.47
Saguenay $6070.34
SAINT-JEAN-SUR-RICHELIEU $2956.88
SAINT-JÉRÔME $3400
SHERBROOKE $4344.16
TERREBONNE $2443.33
TROIS-RIVIÈRES $2806.36

Frequently asked questions (FAQ)

How much does it cost to insure a 2022 Tesla Model Y?
The average premium for a 2022 Tesla Model Y varies by year, reaching $3770 in 2025 and easing to $3400 in 2026, based on available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the Tesla Model Y premium fluctuate so much between 2021 and 2026?
High repair costs for electric vehicles, limited parts availability, and shifting claims data explain the rise from $2060 in 2021 to $3770 in 2025, followed by a drop to $3400 in 2026.
Which city has the highest insurance cost for a 2022 Tesla Model Y?
Based on the data provided, Saguenay shows the highest premium at $6070, followed by Montréal at $5006.
Where is insurance for a 2022 Tesla Model Y most affordable?
Repentigny ($2355) and Terrebonne ($2443) offer the lowest average premiums among the cities provided.
Why are electric vehicles like the Model Y often more expensive to insure?
Specialized parts, costly battery replacements, and a limited number of certified repair centers contribute to higher premiums compared to a comparable gasoline vehicle.
How can I lower my premium for a Tesla Model Y?
Comparing quotes from several insurers, installing a recognized anti-theft system, and bundling policies can help secure a better price for this vehicle.

Offers received by our customers on TESLA MODEL Y 2022 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026