TESLA MODEL Y 2020 Car Insurance

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The 2020 Tesla Model Y is a compact electric SUV combining solid range, brisk acceleration, and advanced onboard technology. A pioneer of mainstream electric mobility, it appeals to urban drivers focused on efficiency and innovation.

TESLA MODEL Y 2020 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2020 Tesla Model Y fluctuate significantly, rising from $1590 to $2691. After an initial dip to $1515 in 2022, premiums climb sharply from 2023 onward, peaking at $2491 in 2024 before settling between $2300 and $2700, reflecting higher repair costs specific to electric vehicles.

To find the best insurance for your TESLA MODEL Y 2020 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your TESLA MODEL Y 2020 cost in Quebec?

City differences are pronounced for the 2020 Model Y: Trois-Rivières shows the highest premium ($5256), followed by Laval ($4329) and Montreal ($3657), while Brossard ($2245) and Drummondville ($3115) post the lowest amounts among the provided cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$2244.73
DRUMMONDVILLE	$3114.93
LAVAL	$4329.33
MONTRÉAL	$3656.95
TROIS-RIVIÈRES	$5255.98

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2020 Tesla Model Y?

The average premium for a 2020 Tesla Model Y varies by year, reaching $2691 in 2026 after starting at $1590 in 2021. These variations reflect changing repair costs tied to this electric vehicle.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why has the Model Y's premium fluctuated so much since 2021?

After dropping to $1515 in 2022, the premium rose sharply, reaching $2491 in 2024, driven by high repair costs for electric components and shortages of specialized Tesla parts.

Which city has the highest insurance cost for a 2020 Model Y?

Based on the data provided, Trois-Rivières has the highest premium at $5256, followed by Laval ($4329) and Montreal ($3657).

Why do electric vehicles like the Model Y often cost more to insure?

Battery and specialized electronics repair costs, along with parts scarcity, contribute to higher premiums compared to an equivalent gas-powered vehicle.

FORD
MUSTANG
MACH-E

HYUNDAI
IONIQ
5

VOLKSWAGEN
ID.4

CHEVROLET
BOLT
EUV

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/13/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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