TESLA MODEL Y 2021 Car Insurance

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The 2021 Tesla Model Y is a high-performance electric SUV built around range, onboard technology, and brisk acceleration. As one of Tesla's flagship models, it appeals to urban and family drivers seeking a gas-free, connected, and continuously updated vehicle.

TESLA MODEL Y 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2021 Tesla Model Y fluctuates, rising from $1848 to a peak of $2849 in 2025 before easing to $2438 in 2026. Overall, the trend remains upward despite these swings, reflecting the high cost of specialized parts and repairs.

To find the best insurance for your TESLA MODEL Y 2021 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your TESLA MODEL Y 2021

How much does insurance for your TESLA MODEL Y 2021 cost in Quebec?

City differences are pronounced for the 2021 Tesla Model Y: Saint-Jérôme ($4290), Brossard ($3966), and Sherbrooke ($3449) show the highest premiums, while Saint-Jean-sur-Richelieu ($826) and Repentigny ($1859) stand out with much lower amounts.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$3966.13
GATINEAU	$3125.49
LAVAL	$2087.85
LÉVIS	$2318.31
LONGUEUIL	$2056.05
MONTRÉAL	$3349.56
QUÉBEC	$2591.05
REPENTIGNY	$1859.24
SAINT-JEAN-SUR-RICHELIEU	$826.22
SAINT-JÉRÔME	$4290.24
SHERBROOKE	$3448.60
TERREBONNE	$3194.71
TROIS-RIVIÈRES	$1900.20

Frequently asked questions (FAQ)

How much does it cost to insure a 2021 Tesla Model Y?

The average premium for a 2021 Tesla Model Y reached $2438 in 2026, after peaking at $2849 in 2025. Amounts vary widely depending on the city.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Why did the Model Y's premium fluctuate so much between 2021 and 2026?

The premium rose from $1848 in 2021 to $2849 in 2025, then dropped to $2438 in 2026. These swings reflect changing costs for specialized parts and electric vehicle repairs.

Which city has the highest insurance cost for a 2021 Tesla Model Y?

Saint-Jérôme shows the highest premium at $4290, followed by Brossard at $3966, well above Saint-Jean-sur-Richelieu which shows just $826.

Why does a Tesla often cost more to insure than a comparable gas vehicle?

Specialized parts, certified labor for electric repairs, and a higher replacement value contribute to premiums that are generally above those of conventional vehicles.

FORD
MUSTANG
MACH-E

HYUNDAI
IONIQ
5

VOLKSWAGEN
ID.4

CHEVROLET
BOLT
EUV

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/13/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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