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TESLA MODEL Y 2025 Car Insurance

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The 2025 Tesla Model Y is a compact electric SUV known for its generous range, advanced onboard technology, and quiet performance. It appeals to urban and family drivers seeking a versatile, connected, and forward-looking vehicle.

TESLA MODEL Y 2025 CAR INSURANCE RATES SINCE 2024.

Between 2024 and 2026, average premiums for the 2025 Tesla Model Y gradually decrease, moving from $3467 to $3067, then to $2369. This decline may reflect insurers' improving understanding of repair costs and growing competition in the electric vehicle market.

To find the best insurance for your TESLA MODEL Y 2025 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TESLA MODEL Y 2025 cost in Quebec?

Premiums are highest in Montreal ($4444), Longueuil ($3307), and Brossard ($3239), while Saint-Jérôme ($1616), Lévis ($1847), and Terrebonne ($1807) show the lowest amounts. The gap between the most and least expensive cities exceeds $2800.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $3238.74
GATINEAU $1834.42
LAVAL $3197.44
LÉVIS $1847.15
LONGUEUIL $3081.42
MONTRÉAL $3743.36
QUÉBEC $2192.64
REPENTIGNY $2713.01
SAINT-JÉRÔME $1615.5
TERREBONNE $1807.44

Frequently asked questions (FAQ)

How much does insurance cost for a 2025 Tesla Model Y?
The average premium for the 2025 Tesla Model Y varies by year, moving from $3467 in 2024 to $3067 in 2025, then to $2369 in 2026, based on the available data.
Are Model Y premiums really decreasing?
Yes, over the 2024-2026 period, the average premium dropped from $3467 to $2369, a notable decline that could continue as insurers refine their risk models for electric vehicles.
Which city offers the lowest insurance cost for the Model Y?
Based on the data provided, Saint-Jérôme ($1616), Terrebonne ($1807), and Lévis ($1847) post the lowest average premiums for this model.
Why does Montreal show such a high premium for the Model Y?
With an average premium of $4444, Montreal stands out significantly from other cities, likely due to traffic density, higher theft risk, and claim frequency in urban areas.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Do electric vehicles like the Model Y cost more to insure?
Often yes, due to high parts and technology costs, but the gap tends to narrow over time, as shown by the premium decline observed between 2024 and 2026.
How can I lower my premium for a Tesla Model Y?
Comparing quotes from several insurers and checking for discounts offered for electric vehicles or anti-theft devices can help secure a more favorable premium.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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