Find and compare cheap insurance quotes

TESLA MODEL Y Car Insurance

View offers received by our clients for their TESLA MODEL Y car insurance

Click here to save on your car insurance

The Tesla Model Y is a compact electric SUV known for its generous range, advanced onboard technology, and quiet performance. It attracts environmentally conscious drivers who value innovation, within a rapidly growing electric vehicle segment.

TESLA MODEL Y CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the Tesla Model Y rises from $1917 to $2930, with an overall upward trajectory despite a slight dip in 2023 ($2446) and a pullback in 2026 following the 2025 peak ($3087). The general trend remains upward over the period.

To find the best insurance for your TESLA MODEL Y vehicle, it is more important than ever to compare the available options.

How much does insurance for your TESLA MODEL Y cost in Quebec?

Premiums are highest in Brossard ($5010), Montreal ($4323), and Saguenay ($3905), while Saint-Jean-sur-Richelieu ($2396), Longueuil ($2621), and Drummondville ($2630) show the lowest amounts. The gap between the most expensive and most affordable cities exceeds $2600.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $3104.34
DRUMMONDVILLE $2664.25
GATINEAU $2923.06
LAVAL $3364.91
LÉVIS $2564.14
LONGUEUIL $2722.01
MONTRÉAL $3893.39
QUÉBEC $2872.75
REPENTIGNY $2595.49
Saguenay $3952.39
SAINT-JEAN-SUR-RICHELIEU $2502.04
SAINT-JÉRÔME $2917.84
SHERBROOKE $3206.60
TERREBONNE $3204.13
TROIS-RIVIÈRES $2957.61

TESLA MODEL Y average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
TESLA MODEL Y 2026 $3461.97
TESLA MODEL Y 2025 $2946.46
TESLA MODEL Y 2024 $2671.32
TESLA MODEL Y 2023 $2511.97
TESLA MODEL Y 2022 $2799.87
TESLA MODEL Y 2021 $2426.90
TESLA MODEL Y 2020 $2283.67

Frequently asked questions (FAQ)

How much does it cost to insure a Tesla Model Y?
The average premium for a Tesla Model Y was $2930 in 2026, up from $1917 recorded in 2021, according to the available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why has the Model Y premium risen so much since 2021?
High costs for specialized parts, onboard technology, and the model's growing popularity explain the rise from $1917 in 2021 to $3087 in 2025, before a slight pullback to $2930 in 2026.
Which city has the highest insurance cost for a Model Y?
Based on the data provided, Brossard shows the highest premium ($5010), followed by Montreal ($4323) and Saguenay ($3905).
Where is the Model Y cheapest to insure?
Saint-Jean-sur-Richelieu ($2396), Longueuil ($2621), and Drummondville ($2630) offer the lowest average premiums among the cities provided.
Are electric vehicles like the Model Y more expensive to insure?
Often yes, due to higher parts costs, onboard technology, and limited availability of shops specialized in electric vehicle repairs.
How can I reduce my premium for a Tesla Model Y?
Comparing quotes from several insurers, choosing an appropriate deductible, and checking for electric-vehicle discounts are practical ways to lower the premium.

No recent premium example was found for "TESLA MODEL Y".

Be the first to complete a quote request for your car insurance

Similar brands

FORD
MUSTANG
MACH-E
HYUNDAI
IONIQ
5
CHEVROLET
BOLT
EUV
VOLKSWAGEN
ID.4

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this TESLA MODEL Y page

The premiums above cover every version of the TESLA MODEL Y, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
MODEL Y 50 STANDARD RANGE 4DR 2WD 2021
MODEL Y 60 4DR 2WD 2023 - 2024
MODEL Y 60 STANDARD RANGE 4DR 2WD 2026
MODEL Y 75 LONG RANGE 4DR 2WD 2020 - 2025
MODEL Y 75D LONG RANGE 4DR AWD 2020 - 2026
MODEL Y 75D PERFORMANCE 4DR AWD 2020 - 2026
MODEL Y PREMIUM 82 4DR AWD 2026

Explore other car insurance premiums

TESLA MODEL Y by city

Other Tesla models