TOYOTA 86 Car Insurance

The Toyota 86 is a compact rear-wheel-drive sports coupe built for driving purists. Lightweight and agile, it prioritizes chassis balance and driving feel over raw power, appealing to enthusiasts seeking an everyday-usable sports car.

TOYOTA 86 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Toyota 86 fluctuate noticeably, moving from $1370 to $1171, then climbing to $2371 in 2025 before settling at $1867 in 2026. This variability reflects the vehicle's sporty profile and a more volatile insurance market for this segment.

To find the best insurance for your TOYOTA 86 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your TOYOTA 86

How much does insurance for your TOYOTA 86 cost in Quebec?

Premiums vary widely by city: Montreal shows the highest amount ($3029), followed by Terrebonne ($2838) and Quebec City ($2114), while Drummondville stands out with a significantly lower premium ($850).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
MONTRÉAL	$3029.04
QUÉBEC	$2114.02
TERREBONNE	$2838.50

TOYOTA 86 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year	Average premium
TOYOTA 86 2020	$2228.08
TOYOTA 86 2019	$1525.28
TOYOTA 86 2018	$1387.09
TOYOTA 86 2017	$2299.68

Frequently asked questions (FAQ)

How much does insurance cost for a Toyota 86?

The average premium for a Toyota 86 has ranged between $1171 and $2371 depending on the year, settling at $1867 in 2026 based on available data.

Have Toyota 86 premiums changed a lot since 2021?

Yes, noticeably. The premium rose from $1370 in 2021 to a peak of $2371 in 2025, before dropping to $1867 in 2026, showing volatility rather than a steady trend.

Which city offers the cheapest insurance for a Toyota 86?

Based on the data provided, Drummondville shows the lowest average premium at $850, far below Montreal's $3029.

Why is Montreal's premium so much higher than Drummondville's for this vehicle?

Traffic density, claim frequency, and theft rates for sports cars are typically higher in dense urban areas like Montreal, explaining the gap versus Drummondville ($850 versus $3029).

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.

Why does the Toyota 86 cost more to insure than a compact sedan?

Its sports-car classification, rear-wheel-drive layout, and riskier driving profile push insurance costs above those of a standard sedan.

How can I lower my premium for a Toyota 86?

Comparing quotes from multiple insurers and checking city-level differences, such as between Drummondville and Montreal, can help uncover meaningful savings.

No recent premium example was found for "TOYOTA 86".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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TOYOTA 86 by city

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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