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TOYOTA C-HR Car Insurance

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The Toyota C-HR is a compact crossover with bold, angular styling, designed for urban drivers seeking practicality and reliability. Featuring an efficient hybrid powertrain from Toyota, it combines distinctive looks with low fuel consumption for daily use.

TOYOTA C-HR CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Toyota C-HR rise sharply, moving from $1049 to $1594, with a notable peak of $1793 in 2025 followed by a slight decrease in 2026. This progression reflects overall increases in repair and replacement costs.

To find the best insurance for your TOYOTA C-HR vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA C-HR cost in Quebec?

Premiums are highest in Montreal ($2578) and Repentigny ($1710), while Saint-Jérôme ($779) and Brossard ($861) show the lowest amounts. The gap between cities remains very significant for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $861.10
DRUMMONDVILLE $1347.13
GATINEAU $1330.12
LAVAL $1554.02
LÉVIS $1559.72
LONGUEUIL $1729.00
MONTRÉAL $2611.98
QUÉBEC $1580.58
REPENTIGNY $1710.45
Saguenay $2236.45
SAINT-JEAN-SUR-RICHELIEU $1397.73
SAINT-JÉRÔME $1098.27
SHERBROOKE $1493.05
TERREBONNE $1279.22
TROIS-RIVIÈRES $1105.96

TOYOTA C-HR average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
TOYOTA C-HR 2026 $2046.90
TOYOTA C-HR 2022 $1478.01
TOYOTA C-HR 2021 $1443.61
TOYOTA C-HR 2020 $1292.73
TOYOTA C-HR 2019 $1194.54
TOYOTA C-HR 2018 $1121.37

Frequently asked questions (FAQ)

How much does insurance cost for a Toyota C-HR?
In 2026, the average premium for a Toyota C-HR is $1594, following a peak of $1793 in 2025. Amounts vary significantly by city and driver profile.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the C-HR premium increase so much between 2021 and 2025?
The premium rose from $1049 in 2021 to $1793 in 2025, a sharp increase tied to rising parts and repair costs. A slight decrease to $1594 is seen in 2026.
Which city offers the lowest insurance cost for a Toyota C-HR?
Based on the data provided, Saint-Jérôme ($779) and Brossard ($861) post the lowest average premiums for this model.
Why is the premium so much higher in Montreal for the C-HR?
At $2578, Montreal stands out well above other cities, a gap linked to traffic density, higher claim frequency, and elevated theft risk in urban areas.
What factors influence the insurance premium for a Toyota C-HR?
Powertrain type, replacement value, place of residence, and the owner's driving history are the main elements insurers consider.
How can I lower my premium for a Toyota C-HR?
Comparing quotes from several insurers, especially if you live in a higher-cost city like Montreal, often reveals a more favorable price.

Offers received by our customers on TOYOTA C-HR cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this TOYOTA C-HR page

The premiums above cover every version of the TOYOTA C-HR, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
C-HR LE 4DR 2WD 2019 - 2022
C-HR LIMITED 4DR 2WD 2020 - 2022
C-HR SE BEV 4DR 2WD 2026 - 2027
C-HR XLE 4DR 2WD 2018 - 2019
C-HR XLE PREMIUM 4DR 2WD 2020 - 2022
C-HR XSE BEV 4DR AWD 2026 - 2027

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