TOYOTA CAMRY 2012 Car Insurance

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The 2012 Toyota Camry is a midsize sedan known for its reliability, comfort, and low long-term maintenance costs. Popular with families and practical drivers, it remains a sought-after choice on the used-car market.

TOYOTA CAMRY 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2012 Toyota Camry fluctuate without a clear linear trend, ranging between $745 and $911 in most years, with a notable spike to $2209 in 2025 before dropping back to $745 in 2026. This isolated variation may reflect temporary insurance market adjustments rather than a lasting increase.

To find the best insurance for your TOYOTA CAMRY 2012 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your TOYOTA CAMRY 2012 cost in Quebec?

Premiums for the 2012 Camry are highest in Terrebonne ($1573) and Montreal ($1467), while Longueuil ($419) and Gatineau ($567) show the lowest amounts among the eight cities analyzed. The gap between the most and least expensive city exceeds $1150.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
GATINEAU	$566.85
LAVAL	$1079.93
LÉVIS	$1209.08
LONGUEUIL	$419.38
MONTRÉAL	$1427.81
QUÉBEC	$840.84
SHERBROOKE	$588.36
TERREBONNE	$1572.87

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Toyota Camry?

The average premium varies by year, ranging from $745 to $911 for most years, with a notable spike to $2209 in 2025 before returning to $745 in 2026.

Why did the premium spike to $2209 in 2025?

This one-time increase in 2025 may reflect temporary insurance market factors or a specific risk profile that year, before returning to $745 in 2026.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Which city offers the lowest insurance cost for a 2012 Camry?

Based on the data provided, Longueuil ($419) and Gatineau ($567) show the lowest average premiums among the eight cities analyzed.

Why are premiums higher in Terrebonne and Montreal?

Traffic density and higher claim frequency in urban areas contribute to higher premiums in Terrebonne ($1573) and Montreal ($1467) compared to other cities analyzed.

Is a 2012 Camry expensive to insure compared to newer models?

The vehicle's age can lower some replacement-value related costs, but factors like parts availability and driver profile also influence the final premium.

HONDA
ACCORD

NISSAN
ALTIMA

HYUNDAI
SONATA

MAZDA6

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/13/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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