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TOYOTA CAMRY 2022 Car Insurance

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The 2022 Toyota Camry is a midsize sedan known for reliability, comfort, and manageable maintenance costs. It appeals to drivers seeking a practical family vehicle that's economical long-term and known for strong resale value.

TOYOTA CAMRY 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2022 Camry fluctuate noticeably, rising from $1247 to a peak of $2185 in 2025 before easing to $1912 in 2026. This variability points to broader insurance market adjustments rather than a simple linear trend.

To find the best insurance for your TOYOTA CAMRY 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA CAMRY 2022 cost in Quebec?

The highest premiums for the 2022 Camry are found in Montreal ($2950) and Quebec City ($2729), while Lévis ($1615) and Saint-Jérôme ($1410) offer the most affordable amounts. The gap between the priciest and cheapest cities exceeds $1500.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $2149.96
LAVAL $1999.06
LÉVIS $1615.42
LONGUEUIL $2540.79
MONTRÉAL $2950.23
QUÉBEC $2729.36
SAINT-JÉRÔME $1410.06
SHERBROOKE $2102.08
TROIS-RIVIÈRES $1509.00

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Toyota Camry?
The average premium for a 2022 Toyota Camry varies by year, reaching $2185 in 2025 and settling at $1912 in 2026, with significant differences depending on the city of residence.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the 2022 Camry's premium fluctuate so much between 2021 and 2025?
The premium rose from $1247 in 2021 to $2185 in 2025, a notable increase likely reflecting higher repair and claims costs, before easing slightly to $1912 in 2026.
Which city offers the lowest insurance cost for a 2022 Camry?
Based on the data provided, Saint-Jérôme ($1410) and Lévis ($1615) post the lowest average premiums for this model.
Why are premiums so high in Montreal for the 2022 Camry?
With an average premium of $2950, Montreal stands out clearly from other cities, a gap often linked to traffic density and higher claim frequency in urban areas.
What factors influence the insurance premium for a 2022 Camry?
Driver age, driving record, city of residence, and vehicle usage all influence the premium, which can vary by more than $1500 depending on location.
How can I lower my premium for a 2022 Toyota Camry?
Comparing quotes from several insurers, bundling policies, and maintaining a clean driving record remain the best ways to reduce the premium for this model.

Offers received by our customers on TOYOTA CAMRY 2022 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026