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TOYOTA CAMRY 2004 Car Insurance

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The 2004 Toyota Camry is a family sedan known for mechanical reliability and low maintenance costs. A well-established used-market model, it appeals to drivers seeking a rugged, economical, and time-tested vehicle.

TOYOTA CAMRY 2004 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2025, premiums for the 2004 Camry remain relatively stable, ranging between $309 and $408. However, a sharp increase appears in 2026, when the average premium reaches $7574, a significant jump compared to previous years.

To find the best insurance for your TOYOTA CAMRY 2004 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA CAMRY 2004 cost in Quebec?

Based on the available data, Montreal shows the highest premium ($389), followed by Quebec City ($274) and Repentigny ($169), while Gatineau shows a value of $0, suggesting incomplete data for this city.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $415.33
QUÉBEC $274.41
REPENTIGNY $168.95

Frequently asked questions (FAQ)

How much does insurance cost for a 2004 Toyota Camry?
Based on the most recent data, the average premium for a 2004 Toyota Camry reaches $7574 in 2026, after ranging between $309 and $408 from 2021 to 2025.
Why did the premium increase so much in 2026?
The sharp increase seen in 2026, moving from $327 to $7574, may reflect a significant change in available data or market conditions affecting insurance for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Which city offers the lowest insurance cost for a 2004 Camry?
Based on the data provided, Repentigny ($169) and Quebec City ($274) show the lowest average premiums among the compared cities.
Why does Gatineau show a value of $0?
A $0 value for Gatineau suggests that data for this city is incomplete or insufficient to establish a reliable average.
What factors influence insurance costs for a 2004 Camry?
The vehicle's age, reduced replacement value, reliability history, and driver profile all influence the premium, alongside the regional variations seen in the data.
How can I compare premiums to properly insure a 2004 Camry?
Obtaining multiple quotes from different insurers allows you to compare prices for the same profile and identify the most advantageous offer.

Offers received by our customers on TOYOTA CAMRY 2004 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026