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TOYOTA CAMRY 2003 Car Insurance

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The 2003 Toyota Camry is a midsize sedan known for its legendary reliability and affordable upkeep. Favored by pragmatic drivers, it remains a smart used-car choice thanks to its proven durability.

TOYOTA CAMRY 2003 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2003 Toyota Camry fluctuates rather than following a clear trend, dropping from $345 in 2021 to $226 in 2022 before rising back to $341 in 2026. These variations reflect the vehicle's older age and generally modest premiums.

To find the best insurance for your TOYOTA CAMRY 2003 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA CAMRY 2003 cost in Quebec?

Premiums for the 2003 Camry are highest in Saguenay ($473) and Gatineau ($456), while Saint-Jean-sur-Richelieu ($205) and Laval ($281) show the lowest amounts. Montreal ($428) and Trois-Rivières ($325) fall between these extremes.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $281.29
MONTRÉAL $427.54
SAINT-JEAN-SUR-RICHELIEU $205.03
TROIS-RIVIÈRES $325.2

Frequently asked questions (FAQ)

How much does insurance cost for a 2003 Toyota Camry?
In 2026, the average premium for a 2003 Toyota Camry stands at $341, a relatively low amount typical of older vehicles.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Have premiums for the 2003 Camry changed much since 2021?
Yes. The average premium dropped from $345 in 2021 to $226 in 2022, then gradually climbed back to $341 in 2026, without a clear linear trend.
Which city offers the lowest insurance cost for a 2003 Camry?
Based on the data provided, Saint-Jean-sur-Richelieu shows the lowest average premium at $205, followed by Laval at $281.
Why does the premium vary so much between cities?
Differences in traffic density, theft frequency, and local repair costs explain the gap between Saguenay ($473) and Saint-Jean-sur-Richelieu ($205).
What factors influence the premium for a 2003 Camry?
The vehicle's age, reduced replacement value, driver claims history, and city of residence are among the main factors determining the premium.
How can I lower insurance costs for an older vehicle like the 2003 Camry?
Comparing multiple insurer quotes and adjusting optional coverage to match the vehicle's actual value can often result in a better price.

Offers received by our customers on TOYOTA CAMRY 2003 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026