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TOYOTA GRAND HIGHLANDER Car Insurance

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The Toyota Grand Highlander is a spacious three-row SUV designed for larger families seeking comfort, versatility, and reliability. Bigger than the standard Highlander, it offers generous cargo space and a driving experience suited to long trips.

TOYOTA GRAND HIGHLANDER CAR INSURANCE RATES SINCE 2023.

Between 2023 and 2026, premiums for the Toyota Grand Highlander fluctuate, rising from $1996 to a peak of $2685 in 2024, then declining to $2550 and $2280. This variation reflects adjusting insurance costs for a still-recent model.

To find the best insurance for your TOYOTA GRAND HIGHLANDER vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA GRAND HIGHLANDER cost in Quebec?

Premiums are highest in Montreal ($3803), Longueuil ($3633), and Brossard ($3112), while Sherbrooke ($1953), Lévis ($2066), and Trois-Rivières ($2131) show the lowest amounts. The gap between the most expensive and most affordable cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $3112.28
GATINEAU $1900.75
LAVAL $2137.14
LÉVIS $2582.10
LONGUEUIL $3632.64
MONTRÉAL $4342.90
QUÉBEC $2362.75
REPENTIGNY $2822.60
Saguenay $2551.69
SAINT-JEAN-SUR-RICHELIEU $2465.41
SHERBROOKE $1953.44
TERREBONNE $2580.25
TROIS-RIVIÈRES $2130.88

TOYOTA GRAND HIGHLANDER average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
TOYOTA GRAND HIGHLANDER 2026 $2688.36
TOYOTA GRAND HIGHLANDER 2025 $2516.85
TOYOTA GRAND HIGHLANDER 2024 $2356.19

Frequently asked questions (FAQ)

How much does auto insurance cost for a Toyota Grand Highlander?
The average premium ranged from $1996 in 2023 to $2685 in 2024, then declined to $2280 in 2026. The exact amount depends heavily on the city and the driver's profile.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the premium drop after 2024?
After peaking at $2685 in 2024, the average premium fell to $2550 and then $2280, possibly reflecting adjusted claims data as the model becomes established in the market.
Which city has the highest cost to insure a Grand Highlander?
Based on the data provided, Montreal has the highest premium at $3803, followed by Longueuil ($3633) and Brossard ($3112).
Where is the Grand Highlander cheapest to insure?
Sherbrooke posts the lowest average premium at $1953, followed by Lévis ($2066) and Trois-Rivières ($2131).
What factors influence the premium for a family SUV like the Grand Highlander?
Vehicle size, replacement value, regional claim frequency, and the driver's profile all influence the final premium.
How can I reduce my premium for this vehicle?
Comparing quotes from several insurers, especially in cities with large gaps like Montreal versus Sherbrooke, remains the best way to secure a competitive price.

No recent premium example was found for "TOYOTA GRAND HIGHLANDER".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this TOYOTA GRAND HIGHLANDER page

The premiums above cover every version of the TOYOTA GRAND HIGHLANDER, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
GRAND HIGHLANDER LIMITED 4DR AWD 2024 - 2026
GRAND HIGHLANDER LIMITED HEV 4DR AWD 2024 - 2026
GRAND HIGHLANDER PLAT MAX HEV 4DR AWD 2024 - 2026
GRAND HIGHLANDER XLE 4DR AWD 2024 - 2026
GRAND HIGHLANDER XLE HEV 4DR AWD 2024 - 2026

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