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TOYOTA HIGHLANDER 2022 Car Insurance

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The 2022 Toyota Highlander is a family-oriented midsize SUV known for its reliability, spacious three-row cabin, and everyday versatility. It appeals to families seeking a comfortable, safe vehicle suited to both long trips and city driving.

TOYOTA HIGHLANDER 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2022 Highlander fluctuates considerably, rising from $1415 to a peak of $2303 in 2024 before easing to $1981 in 2026. This variability reflects insurance market adjustments rather than a linear trend.

To find the best insurance for your TOYOTA HIGHLANDER 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA HIGHLANDER 2022 cost in Quebec?

The highest premiums are found in Drummondville ($3166) and Montreal ($2935), while Terrebonne ($1246) and Saguenay ($1287) show the lowest amounts. The gap between the most expensive and most affordable cities exceeds $1900.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $3165.85
GATINEAU $1771.71
LAVAL $1747.85
LÉVIS $1597.81
LONGUEUIL $1636.70
MONTRÉAL $2865.95
QUÉBEC $1855.99
REPENTIGNY $1518.52
Saguenay $1286.76
SAINT-JEAN-SUR-RICHELIEU $2298.68
SHERBROOKE $1802.48
TERREBONNE $1246.31

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Toyota Highlander?
The average premium varies by year, ranging from $1415 in 2021 to $2303 in 2024, and $1981 in 2026, based on available data.
Has the 2022 Highlander's premium increased over time?
Not in a linear way. It climbed to $2303 in 2024 before easing to $1981 in 2026, reflecting fluctuation rather than a steady rise.
Which city has the highest insurance cost for the 2022 Highlander?
Based on the data provided, Drummondville ($3166) and Montreal ($2935) show the highest average premiums for this vehicle.
Where is the 2022 Highlander cheapest to insure?
Terrebonne ($1246) and Saguenay ($1287) show the lowest average premiums among the cities provided.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for an SUV like the Highlander?
Vehicle size, replacement value, parts costs, and frequent family use all directly affect how the premium is calculated.
How can I lower my insurance cost for a 2022 Highlander?
Comparing quotes from several insurers, especially between cities like Drummondville and Terrebonne where the gap exceeds $1900, can often reveal meaningful savings.

Offers received by our customers on TOYOTA HIGHLANDER 2022 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026