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TOYOTA HIGHLANDER 2012 Car Insurance

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The 2012 Toyota Highlander is a midsize SUV known for its reliability and spacious three-row cabin. Designed for families, it offers a solid balance of comfort, versatility, and reasonable upkeep costs typical of Toyota vehicles from this generation.

TOYOTA HIGHLANDER 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2025, premiums for the 2012 Toyota Highlander rise steadily, moving from $699 to $1093. In 2026, the premium drops to $825, breaking the upward trend and possibly reflecting a market adjustment or limited data for that latest year.

To find the best insurance for your TOYOTA HIGHLANDER 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA HIGHLANDER 2012 cost in Quebec?

Premiums vary significantly by city: Longueuil shows the highest amount ($2311), followed by Gatineau ($1740) and Montreal ($1114). Drummondville is lower ($1058), while Brossard shows $0, suggesting a lack of reliable data for this city.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $0
DRUMMONDVILLE $1057.52
GATINEAU $1739.64
LONGUEUIL $2310.8
MONTRÉAL $1113.98

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Toyota Highlander?
Based on available data, the average premium for a 2012 Toyota Highlander ranged from $699 in 2021 to $1093 in 2025, then dropped to $825 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the premium drop in 2026?
After a steady rise from $699 in 2021 to $1093 in 2025, the premium falls to $825 in 2026. This shift may reflect market changes or a different data sample for that year.
Which city has the highest insurance cost for the 2012 Highlander?
Based on the data provided, Longueuil shows the highest premium at $2311, followed by Gatineau at $1740.
Why do costs vary so much between the provided cities?
Differences between Longueuil ($2311), Gatineau ($1740), Montreal ($1114), and Drummondville ($1058) reflect variations in density, claim frequency, and traffic conditions specific to each region.
What factors influence the premium for a 2012 Toyota Highlander?
Vehicle age, replacement value, the model's claims history, and driving region all influence premiums, which ranged between $699 and $1093 across available years.
How can I compare insurance costs for this vehicle?
Requesting quotes from multiple insurers and comparing amounts based on your city and driver profile remains the most reliable way to find the best price.

Offers received by our customers on TOYOTA HIGHLANDER 2012 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026