TOYOTA HIGHLANDER 2023 Car Insurance

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The 2023 Toyota Highlander is a three-row midsize SUV known for its reliability, family-friendly space, and everyday versatility. Ideal for larger families, it combines comfort, safety, and efficiency — qualities that have built Toyota's reputation across North America.

TOYOTA HIGHLANDER 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2023 Toyota Highlander fluctuate noticeably, moving from $834 in 2022 to $2097 in 2023, dropping to $1970 in 2024, rising again to $2501 in 2025, and settling at $2025 in 2026. This variability suggests shifting data patterns rather than a stable linear trend.

To find the best insurance for your TOYOTA HIGHLANDER 2023 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your TOYOTA HIGHLANDER 2023 cost in Quebec?

The highest premiums for the 2023 Highlander are found in Repentigny ($4113), Saint-Jérôme ($3957), and Montreal ($3675), while Sherbrooke ($1520), Quebec City ($1749), and Gatineau ($1985) show the lowest amounts. The gap between the priciest and most affordable cities exceeds $2500.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
DRUMMONDVILLE	$3168.63
GATINEAU	$1985.44
LAVAL	$2714.14
LONGUEUIL	$2188.21
MONTRÉAL	$3709.23
QUÉBEC	$1749.04
REPENTIGNY	$5338.82
SAINT-JÉRÔME	$3957.48
SHERBROOKE	$1519.57

Frequently asked questions (FAQ)

How much does insurance cost for a 2023 Toyota Highlander?

The average premium for a 2023 Toyota Highlander varies by year, reaching $2025 in 2026 after peaking at $2501 in 2025. These variations reflect shifting available data rather than a stable trend.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Which city offers the lowest insurance cost for a 2023 Highlander?

Based on the data provided, Sherbrooke ($1520) and Quebec City ($1749) post the lowest average premiums for this model.

Why does the Highlander's premium vary so much year to year?

The data shows significant fluctuation, from $834 in 2022 to $2501 in 2025, without a clear linear trend. This may reflect methodological changes or sample variation rather than a continuous increase.

Why does Repentigny show the highest premium for this SUV?

With an average of $4113, Repentigny stands out clearly from the other cities compared, a gap potentially tied to regional factors specific to that pricing zone.

What factors influence the insurance cost of a family SUV like the Highlander?

Vehicle size, replacement value, parts costs, and claims history directly influence premiums. Frequent family use can also play a role.

HONDA
PILOT

FORD
EXPLORER

HYUNDAI
PALISADE

KIA
TELLURIDE

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/13/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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