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TOYOTA HIGHLANDER 2016 Car Insurance

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The 2016 Toyota Highlander is a family-oriented midsize SUV known for its reliability, spacious three-row cabin, and everyday versatility. Popular among Quebec families, it combines comfort, safety, and Toyota's well-known durability.

TOYOTA HIGHLANDER 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2016 Highlander first rises sharply from $775 to a peak of $1296 in 2024, then eases slightly to $1162 by 2026. This reflects rising repair costs followed by a market stabilization.

To find the best insurance for your TOYOTA HIGHLANDER 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA HIGHLANDER 2016 cost in Quebec?

Premiums vary significantly by city: Longueuil ($2761) and Montreal ($2272) post the highest amounts, while Sherbrooke ($743) and Gatineau ($818) are the most affordable. Terrebonne ($1510) sits in an elevated mid-range.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $946.43
LONGUEUIL $2760.72
MONTRÉAL $2272.35
REPENTIGNY $1576.78
SHERBROOKE $743.38
TERREBONNE $1509.65

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Toyota Highlander?
The average premium for a 2016 Toyota Highlander varies by year, reaching $1234 in 2025 and $1162 in 2026 based on available data.
Has the premium for the 2016 Highlander changed much over the years?
Yes. It rose from $775 in 2021 to a peak of $1296 in 2024, then eased to $1162 by 2026, showing an initial increase followed by slight stabilization.
Which city has the highest insurance cost for the 2016 Highlander?
Based on the data provided, Longueuil has the highest premium at $2761, followed by Montreal at $2272.
Where is insurance for the 2016 Highlander most affordable?
Sherbrooke ($743) and Gatineau ($818) show the lowest average premiums among the cities provided.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why do premiums vary so much between cities for this vehicle?
Traffic density, claim frequency, and theft rates specific to each city strongly influence premiums, explaining the gap between Sherbrooke ($743) and Longueuil ($2761).
How can I lower my premium for a 2016 Highlander?
Comparing quotes from several insurers, adjusting optional coverage, and bundling policies are effective ways to reduce costs.

Offers received by our customers on TOYOTA HIGHLANDER 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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