TOYOTA HIGHLANDER 2016 Car Insurance

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The 2016 Toyota Highlander is a family-oriented midsize SUV known for its reliability, spacious three-row cabin, and everyday versatility. Ideal for families, it combines comfort, safety, and a lasting reputation within the SUV segment.

TOYOTA HIGHLANDER 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2016 Toyota Highlander generally increase, moving from $893 to $1236. After a marked rise through 2024 ($1296), premiums level off slightly, settling around $1234 to $1236 in 2025 and 2026.

To find the best insurance for your TOYOTA HIGHLANDER 2016 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your TOYOTA HIGHLANDER 2016 cost in Quebec?

Premiums vary widely by city: Longueuil ($2761) and Montreal ($2272) show the highest amounts, while Sherbrooke ($743) and Gatineau ($818) offer the most affordable premiums. Terrebonne ($1510) and Repentigny ($1086) fall within a mid-range band.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
GATINEAU	$817.5
LAVAL	$946.43
LONGUEUIL	$2760.72
MONTRÉAL	$2272.35
REPENTIGNY	$1051.19
SHERBROOKE	$743.38
TERREBONNE	$1509.65

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Toyota Highlander?

The average premium for a 2016 Toyota Highlander is $1236 in 2026, up from $893 in 2021. This amount can vary depending on the city and driver profile.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Why has the Highlander's premium increased so much since 2021?

Between 2021 and 2024, the average premium rose from $893 to $1296, a significant increase tied to higher repair and parts replacement costs for this SUV.

Which city offers the lowest insurance cost for a 2016 Highlander?

Based on the data provided, Sherbrooke ($743) and Gatineau ($818) post the lowest average premiums for this model.

Why are premiums so high in Longueuil and Montreal?

Longueuil ($2761) and Montreal ($2272) show markedly higher premiums than the other cities provided, a gap that may reflect traffic density and higher claim frequency in urban areas.

Will premiums keep rising?

After a marked increase through 2024, premiums have leveled off around $1234 to $1236 in 2025 and 2026, suggesting possible short-term stabilization.

HONDA
PILOT

MAZDA
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FORD
EXPLORER

HYUNDAI
SANTA
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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/13/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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