TOYOTA HIGHLANDER 2020 Car Insurance

View offers received by our clients for their TOYOTA HIGHLANDER 2020 car insurance

Click here to save on your car insurance

The 2020 Toyota Highlander is a midsize family SUV known for its reliability, spacious three-row cabin, and everyday versatility. It appeals to families seeking a comfortable, safe vehicle suited to both long trips and urban driving.

TOYOTA HIGHLANDER 2020 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2020 Toyota Highlander fluctuate significantly, moving from $1437 to $1324, then spiking to a peak of $3418 in 2024 before falling back to $1784 in 2026. This volatility suggests occasional market or claims-related swings rather than a steady trend.

To find the best insurance for your TOYOTA HIGHLANDER 2020 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your TOYOTA HIGHLANDER 2020

How much does insurance for your TOYOTA HIGHLANDER 2020 cost in Quebec?

The highest premium is found in Montreal ($4292), far above other cities, while Quebec City ($1268) and Gatineau ($1544) show the lowest amounts. Repentigny ($1986), Sherbrooke ($2061), and Terrebonne ($2176) fall within a mid-range band.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
GATINEAU	$1544.10
MONTRÉAL	$5789.92
QUÉBEC	$1267.67
REPENTIGNY	$1985.98
SHERBROOKE	$2060.88
TERREBONNE	$2176.37

Frequently asked questions (FAQ)

How much does insurance cost for a 2020 Toyota Highlander?

The average premium for a 2020 Toyota Highlander has varied significantly by year, peaking at $3418 in 2024 before dropping to $1784 in 2026, based on available data.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Why did the Highlander 2020 premium spike in 2024?

The $3418 peak seen in 2024 may reflect a temporary rise in claims or repair costs that year, before returning to more moderate levels in 2025 and 2026.

Which city is the most expensive to insure a 2020 Highlander in?

Montreal shows the highest premium at $4292, well above cities like Quebec City ($1268) or Gatineau ($1544).

Which cities offer the most affordable premiums for this vehicle?

Based on the data provided, Quebec City ($1268) and Gatineau ($1544) post the lowest average premiums for the 2020 Highlander.

What factors influence the premium for an SUV like the Highlander?

Vehicle size, family-oriented use, regional claim frequency, and parts replacement value all directly influence the insurance premium.

HONDA
PILOT

FORD
EXPLORER

HYUNDAI
SANTA
FE

MAZDA
CX-9

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/13/2026

Model version by year

Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

	Client The customer portal allows you to create and manage your insurance requests. Use this link if you are a consumer of ClicAssure services.

	Insurer The insurer portal allows clicassure partners to connect and manage the requests assigned to them. Use this link if you are a ClicAssure partner.