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VOLVO Car Insurance

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Volvo is a Swedish automaker known for its commitment to safety, clean Scandinavian design, and cabin comfort. The brand attracts drivers who value reliability and advanced driver-assistance technology.

VOLVO CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, insurance premiums for Volvo vehicles fluctuate, dropping from $1794 in 2021 to a low of $1192 in 2022, then rising gradually to $1961 in 2025 before settling at $1738 in 2026. The overall pattern is irregular rather than linear.

To find the best insurance for your VOLVO vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLVO cost in Quebec?

Premiums are highest in Montreal ($3232), Saint-Jérôme ($2179), and Longueuil ($2244), while Trois-Rivières ($1177) and Repentigny ($1303) show the lowest amounts. The gap between Montreal and the most affordable cities is particularly pronounced.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2067.64
DRUMMONDVILLE $1868.33
GATINEAU $1878.53
LAVAL $1864.26
LÉVIS $1804.19
LONGUEUIL $2244.04
MONTRÉAL $3232.05
QUÉBEC $1776.86
REPENTIGNY $1302.67
Saguenay $1560.73
SAINT-JEAN-SUR-RICHELIEU $1447.18
SAINT-JÉRÔME $2179.27
SHERBROOKE $1483.39
TERREBONNE $1932.69
TROIS-RIVIÈRES $1176.50

Frequently asked questions (FAQ)

How much does auto insurance cost for a Volvo?
The average premium for a Volvo vehicle varies by year, ranging from $1192 in 2022 to $1961 in 2025, with a value of $1738 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why did Volvo premiums fluctuate so much between 2021 and 2026?
After dropping to $1192 in 2022, the average premium rose year after year to $1961 in 2025, then eased slightly to $1738 in 2026, suggesting market adjustments rather than a linear trend.
Which city has the highest Volvo insurance costs?
Based on the data provided, Montreal shows the highest premium at $3232, well above other cities like Trois-Rivières ($1177).
Where is Volvo insurance most affordable?
Trois-Rivières ($1177) and Repentigny ($1303) offer the lowest average premiums among the cities provided.
What factors influence Volvo insurance premiums?
Parts costs, the brand's safety reputation, and vehicle replacement value all influence the premium, which can vary significantly by city and chosen model.
How can I lower my Volvo insurance premium?
Comparing quotes from several insurers and bundling auto and home policies remain the most effective ways to secure a better price.

Offers received by our customers on VOLVO cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026