VOLVO Car Insurance

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Volvo is a Swedish automaker known for its commitment to safety, Scandinavian comfort, and clean design. The brand targets drivers who value reliability and advanced technology within an accessible premium segment.

VOLVO CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, average premiums for Volvo vehicles show significant movement, rising from $1211 to $1961 in 2025, then easing to $1722 in 2026. This variation reflects market adjustments following a sustained multi-year increase.

To find the best insurance for your VOLVO vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your VOLVO

How much does insurance for your VOLVO cost in Quebec?

Premiums are highest for Volvo in Montreal ($3193), Longueuil ($2244), and Saint-Jérôme ($2179), while Repentigny ($1358) and Trois-Rivières ($1246) show the lowest amounts. The gap between Montreal and other cities is particularly pronounced.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1888.24
DRUMMONDVILLE	$1796.49
GATINEAU	$1876.85
LAVAL	$1997.33
LÉVIS	$1769.77
LONGUEUIL	$2244.04
MONTRÉAL	$3193.50
QUÉBEC	$1798.28
REPENTIGNY	$1357.75
Saguenay	$1482.35
SAINT-JEAN-SUR-RICHELIEU	$1445.45
SAINT-JÉRÔME	$2179.27
SHERBROOKE	$1488.81
TERREBONNE	$1882.85
TROIS-RIVIÈRES	$1246.05

Frequently asked questions (FAQ)

How much does auto insurance cost for a Volvo?

The average premium for a Volvo was $1722 in 2026, based on available data, following a peak of $1961 in 2025.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why did Volvo premiums rise sharply and then drop?

The average premium rose from $1211 in 2021 to $1961 in 2025, then eased to $1722 in 2026, which may reflect insurer adjustments following a period of higher repair costs.

Which city has the highest Volvo insurance costs?

Montreal shows the highest average premium at $3193, well above cities like Trois-Rivières ($1246) or Repentigny ($1358).

What factors influence a Volvo's premium?

Replacement value, specialized parts costs, and model classification influence the premium, which varies significantly by city and year.

How can I lower my Volvo insurance premium?

Comparing quotes from several insurers and bundling auto and home insurance are effective ways to reduce costs, especially in cities with higher premiums like Montreal.