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VOLVO XC90 2024 Car Insurance

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The 2024 Volvo XC90 is a premium family SUV combining renowned safety, Scandinavian comfort, and advanced technology. Designed for discerning families, it offers generous interior space alongside the reliability image the Swedish brand is known for.

VOLVO XC90 2024 CAR INSURANCE RATES SINCE 2023.

Between 2023 and 2026, premiums for the 2024 Volvo XC90 fluctuate notably: they jump from $1824 to $2960 in 2024, then gradually decline to $2388 in 2025 and $2178 in 2026. This pattern suggests a correction after an initial peak rather than a stable trend.

To find the best insurance for your VOLVO XC90 2024 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLVO XC90 2024 cost in Quebec?

Based on the data provided, the average premium for the 2024 Volvo XC90 is notably higher in Montreal ($2802) than in Gatineau ($1821), a gap reflecting insurance cost differences between the two cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1821.39
MONTRÉAL $2801.69

Frequently asked questions (FAQ)

How much does it cost to insure a 2024 Volvo XC90?
In 2024, the average premium for a 2024 Volvo XC90 was $2960. This premium then decreased to $2388 in 2025 and $2178 in 2026 based on available data.
Why did the 2024 XC90 premium fluctuate so much between 2023 and 2026?
The premium rose from $1824 in 2023 to a peak of $2960 in 2024, then gradually declined to $2178 in 2026, which may reflect market adjustments or more complete data as the model became established.
Is the Volvo XC90 more expensive to insure in Montreal than in Gatineau?
Yes. Based on the data provided, the average premium is $2802 in Montreal compared to $1821 in Gatineau, a significant gap between the two cities.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence insurance prices for an SUV like the XC90?
Weight, high replacement value, parts costs, and onboard safety technology directly influence premiums for a premium SUV like the XC90.
How can I lower the insurance cost of a Volvo XC90?
Comparing quotes from multiple insurers, bundling auto and home policies, and maintaining a clean driving record are effective ways to reduce the premium.

Offers received by our customers on VOLVO XC90 2024 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026