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CADILLAC CTS Car Insurance

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The Cadillac CTS is an American luxury sedan offering elegant styling, dynamic driving manners, and a refined cabin. Positioned against premium German sedans, it appeals to drivers seeking prestige and performance in a sporty package.

CADILLAC CTS CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2025, premiums for the Cadillac CTS rise steadily, moving from $809 to $1220. In 2026, the premium drops back to $969, suggesting a possible correction following the 2025 peak.

To find the best insurance for your CADILLAC CTS vehicle, it is more important than ever to compare the available options.

How much does insurance for your CADILLAC CTS cost in Quebec?

Premiums vary significantly by city: Laval shows the highest amount ($2635), followed by Lévis ($1279) and Trois-Rivières ($1029), while Drummondville ($276) and Longueuil ($457) post the lowest premiums among the cities provided.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $275.58
GATINEAU $496.78
LAVAL $2635.49
LÉVIS $1278.99
LONGUEUIL $456.51
QUÉBEC $770.49
SHERBROOKE $810.69
TROIS-RIVIÈRES $1029.06

CADILLAC CTS average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
CADILLAC CTS 2017 $1463.69
CADILLAC CTS 2016 $3492.02
CADILLAC CTS 2015 $2859.62
CADILLAC CTS 2014 $1697.00
CADILLAC CTS 2013 $597.14
CADILLAC CTS 2012 $816.70
CADILLAC CTS 2011 $1276.75
CADILLAC CTS 2010 $779.77
CADILLAC CTS 2009 $544.17
CADILLAC CTS 2008 $791.27
CADILLAC CTS 2007 $571.71
CADILLAC CTS 2006 $481.56
CADILLAC CTS 2004 $276.57
CADILLAC CTS 2003 $536.91

Frequently asked questions (FAQ)

How much does it cost to insure a Cadillac CTS?
The average premium for a Cadillac CTS ranged from $809 in 2021 to $1220 in 2025, before dropping to $969 in 2026 based on available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the premium drop in 2026 after several years of increases?
After rising steadily from $809 in 2021 to $1220 in 2025, the drop to $969 in 2026 may reflect a market adjustment or a revision of claims data for this model.
Which city has the highest insurance cost for a Cadillac CTS?
Based on the data provided, Laval shows the highest premium at $2635, well above other cities such as Drummondville ($276).
Why are the differences between cities so significant for this model?
Factors like traffic density, claim frequency, and local theft rates explain notable variation, ranging from $276 in Drummondville to $2635 in Laval.
What factors influence the premium for a Cadillac CTS?
Its luxury vehicle status, parts value, driver profile, and city of residence all play a role in determining the premium for this model.
How can I reduce my premium for a Cadillac CTS?
Comparing quotes from multiple insurers, especially if you live in a high-premium city like Laval, can help find a better price for equivalent coverage.

Offers received by our customers on CADILLAC CTS cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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