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KIA CADENZA Car Insurance

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The Kia Cadenza is a full-size sedan focused on comfort, generous interior space, and refined styling. Positioned between mainstream and luxury sedans, it appeals to drivers wanting a smooth ride and full equipment without the premium-brand price tag.

KIA CADENZA CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Kia Cadenza show significant fluctuation: from $694 in 2021, they jump to $2114 in 2023 before dropping to $1297 in 2025, then rising again to $1680 in 2026. This volatility suggests variation in claims data rather than a stable linear trend.

To find the best insurance for your KIA CADENZA vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA CADENZA cost in Quebec?

Premiums are highest for the Cadenza in Montreal ($2163), Sherbrooke ($2084), and Gatineau ($2013), while Laval ($569), Quebec City ($1022), and Drummondville ($1025) show the lowest amounts. Terrebonne sits in a mid-range zone ($1826).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1024.71
GATINEAU $2012.97
LAVAL $568.98
LÉVIS $415.29
MONTRÉAL $2162.56
QUÉBEC $1021.62
SHERBROOKE $2083.64
TERREBONNE $1825.67

KIA CADENZA average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
KIA CADENZA 2018 $1533.95
KIA CADENZA 2017 $1498.18
KIA CADENZA 2016 $1913.29
KIA CADENZA 2015 $1160.34
KIA CADENZA 2014 $1219.23

Frequently asked questions (FAQ)

How much does auto insurance cost for a Kia Cadenza?
The average premium has varied significantly by year, ranging from $694 in 2021 to a peak of $2114 in 2023, and standing at $1680 in 2026 based on available data.
Are Cadenza premiums stable over the years?
No. Between 2021 and 2026, premiums fluctuated sharply, going from $694 to $2114, then dropping to $1297 before rising again to $1680, indicating variability rather than a steady trend.
Which city offers the lowest insurance cost for a Cadenza?
Based on the data provided, Laval has the lowest premium ($569), followed by Quebec City ($1022) and Drummondville ($1025).
Why do Montreal and Sherbrooke show higher Cadenza premiums?
Montreal ($2163) and Sherbrooke ($2084) show the highest premiums, likely due to factors such as traffic density and claim frequency in these markets.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the insurance premium for a Kia Cadenza?
Vehicle size, parts cost, claims history, and city of residence are among the main factors driving premium differences, as shown by the gap between Laval and Montreal.
How can I get a better premium for my Kia Cadenza?
Comparing quotes from multiple insurers remains the most effective approach, especially given the strong variability in premiums seen across years and cities.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this KIA CADENZA page

The premiums above cover every version of the KIA CADENZA, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
CADENZA 4DR 2014 - 2018
CADENZA LIMITED 4DR 2019
CADENZA PREMIUM 4DR 2019

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