KIA OPTIMA 2014
Laurent from Montréal
$1226 /year
Premium computed in November 2025
The Kia Optima is a midsize sedan that stands out for its excellent value, elegant design, and spacious cabin. Offering remarkable comfort for long journeys, it combines pleasant driving dynamics with a generous list of standard features. Its modern styling and intuitive technologies make it a sensible choice for families and professionals seeking reliability and versatility.
Insurance premiums for the Kia Optima saw a significant decrease between 2020 and 2021, dropping from $1664 to $1253. Since then, costs have remained relatively stable, fluctuating between $1250 and $1296, suggesting a consistent perception of risk associated with this model by insurers.
To find the best insurance for your KIA OPTIMA vehicle, it is more important than ever to compare the available options.
Insurance premiums for the Kia Optima vary significantly by city. Saint-Jérôme and Gatineau show the highest costs, exceeding $2000, while Saint-Jean-sur-Richelieu and Terrebonne offer the most advantageous premiums, below $800. This disparity reflects regional differences in traffic density and accident rates.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| BROSSARD | $1264.06 |
| DRUMMONDVILLE | $886.21 |
| GATINEAU | $1649.74 |
| LAVAL | $1311.75 |
| LÉVIS | $1450.48 |
| LONGUEUIL | $1311.81 |
| MONTRÉAL | $1582.63 |
| QUÉBEC | $1088.10 |
| REPENTIGNY | $1285.61 |
| SAINT-JEAN-SUR-RICHELIEU | $715.00 |
| SAINT-JÉRÔME | $1958.92 |
| SHERBROOKE | $1529.34 |
| TERREBONNE | $787.67 |
| TROIS-RIVIÈRES | $1399.39 |
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
