KIA SELTOS Car Insurance

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The Kia Seltos is a versatile subcompact SUV combining rugged styling, practical interior space, and accessible modern technology. Designed for both city life and weekend getaways, it appeals to drivers seeking a compact, economical, and well-equipped vehicle.

KIA SELTOS CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Kia Seltos rise overall, moving from $1159 to $1516. The most notable jump occurs between 2024 ($1359) and 2025 ($1543), followed by a slight decrease in 2026, suggesting a stabilization after several years of growth.

To find the best insurance for your KIA SELTOS vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your KIA SELTOS

How much does insurance for your KIA SELTOS cost in Quebec?

Premiums are highest in Montreal ($2324), Longueuil ($1921), and Laval ($1849), while Drummondville ($1214), Brossard ($1261), and Lévis ($1290) show the lowest amounts. The gap between the most and least expensive cities exceeds $1100.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1260.94
DRUMMONDVILLE	$1214.19
GATINEAU	$1587.03
LAVAL	$1845.47
LÉVIS	$1233.80
LONGUEUIL	$1918.64
MONTRÉAL	$2306.51
QUÉBEC	$1505.72
REPENTIGNY	$1491.35
Saguenay	$1458.11
SAINT-JEAN-SUR-RICHELIEU	$1274.28
SAINT-JÉRÔME	$1454.64
SHERBROOKE	$1421.99
TERREBONNE	$1423.32
TROIS-RIVIÈRES	$1483.01

Frequently asked questions (FAQ)

How much does it cost to insure a Kia Seltos?

The average premium for a Kia Seltos reached $1516 in 2026, following a peak of $1543 in 2025. The exact amount depends on the city and driver profile.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Have Kia Seltos premiums increased since 2021?

Yes. The average premium rose from $1159 in 2021 to $1516 in 2026, with a notable jump between 2024 and 2025 followed by a slight decrease in 2026.

Which city offers the lowest insurance cost for a Kia Seltos?

Based on the data provided, Drummondville ($1214), Brossard ($1261), and Lévis ($1290) post the lowest average premiums for this model.

Why is Montreal's premium so much higher for the Seltos?

At $2324, Montreal stands out clearly from other cities, likely due to traffic density and higher claim frequency in urban areas.

What factors influence a Kia Seltos premium?

City of residence, model year, driver profile, and claims history are the main factors driving variation, with premiums ranging from $1214 to $2324 across the cities studied.

HYUNDAI
KONA

MAZDA
CX-30

NISSAN
KICKS

HONDA
HR-V

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

Model version by year

Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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