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KIA EV4 Car Insurance

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The Kia EV4 is a modern electric sedan designed to deliver generous range and advanced onboard technology. Positioned in the mainstream EV segment, it appeals to drivers seeking an eco-friendly transition without compromising on comfort or style.

KIA EV4 CAR INSURANCE RATES SINCE 2026.

Since the Kia EV4 is a recent model, only one year of data is available. The average premium stands at $2133 in 2026, and historical comparison will only be possible as more data becomes available.

To find the best insurance for your KIA EV4 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA EV4 cost in Quebec?

Premiums for the Kia EV4 vary significantly by city: Brossard shows the highest amount ($3383), followed by Trois-Rivières ($2881), while Gatineau ($1330) and Saguenay ($1710) offer the most affordable premiums. Other cities fall within an intermediate range from $1795 to $2482.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $3383.08
GATINEAU $1330.17
LAVAL $2388.75
LÉVIS $2328.11
QUÉBEC $2098.04
REPENTIGNY $2481.80
Saguenay $1710.1
SAINT-JEAN-SUR-RICHELIEU $2141.85
SHERBROOKE $2029.36
TERREBONNE $1795.2
TROIS-RIVIÈRES $2881.09

Frequently asked questions (FAQ)

How much does auto insurance cost for a Kia EV4?
Based on available 2026 data, the average premium for a Kia EV4 is $2133, though this amount varies significantly by city.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Which city offers the lowest insurance cost for a Kia EV4?
Based on the data provided, Gatineau ($1330) and Saguenay ($1710) post the lowest average premiums for this model.
Why is the premium so high in Brossard?
In Brossard, the average premium reaches $3383, notably higher than cities like Gatineau ($1330). This gap may reflect local claim frequency and traffic density.
Does limited history affect my premium for a recent electric vehicle?
Yes. With only one year of data available for the Kia EV4, insurers have limited claims history, which can create noticeable differences between quotes.
What factors influence insurance costs for an electric vehicle like the Kia EV4?
Specialized parts costs, battery value, and the limited network of certified repair centers can all influence premiums for electric vehicles like the Kia EV4.
How can I reduce the insurance cost of my Kia EV4?
Comparing quotes from multiple insurers remains the most effective approach, especially for a recent model where prices can vary considerably between insurers.

Offers received by our customers on KIA EV4 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026

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