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KIA K4 Car Insurance

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The Kia K4 is a modern compact sedan succeeding the Forte, offering bold styling, generous interior space, and advanced onboard technology. It targets urban drivers seeking style and versatility at an affordable price.

KIA K4 CAR INSURANCE RATES SINCE 2024.

Between 2024 and 2026, premiums for the Kia K4 fluctuate, dropping from $3265 in 2024 to $2180 in 2025, then rising slightly to $2342 in 2026. Since this is a recent model, the available history remains limited for confirming a long-term trend.

To find the best insurance for your KIA K4 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA K4 cost in Quebec?

Premiums for the Kia K4 are highest in Montreal ($3187), Saguenay ($2836), Laval ($2733), and Gatineau ($2699), while Brossard ($1262) and Saint-Jean-sur-Richelieu ($1611) post the lowest amounts among the 15 cities compared.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1261.60
DRUMMONDVILLE $2197.56
GATINEAU $2698.68
LAVAL $2711.87
LÉVIS $2047.14
LONGUEUIL $2226.77
MONTRÉAL $3183.66
QUÉBEC $2204.92
REPENTIGNY $2409.87
Saguenay $2836.40
SAINT-JEAN-SUR-RICHELIEU $1610.91
SAINT-JÉRÔME $1963.02
SHERBROOKE $2317.18
TERREBONNE $2090.98
TROIS-RIVIÈRES $2327.40

Frequently asked questions (FAQ)

How much does it cost to insure a Kia K4?
The average premium for a Kia K4 varies by year, moving from $3265 in 2024 to $2180 in 2025, then to $2342 in 2026 based on available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why does the Kia K4 premium fluctuate so much between 2024 and 2026?
Since the K4 is a recent model, claims data is still limited, which can cause noticeable year-over-year adjustments, from $3265 to $2180, then to $2342.
Which cities offer the lowest insurance costs for a Kia K4?
Based on the data provided, Brossard ($1262) and Saint-Jean-sur-Richelieu ($1611) show the lowest average premiums among the compared cities.
Why is Montreal the most expensive city for insuring a Kia K4?
With an average of $3187, Montreal stands out due to higher traffic density and claim frequency, contributing to premiums above those in other cities.
What factors influence the insurance premium for a Kia K4?
Driver profile, place of residence, vehicle usage, and the limited claims history for a recent model like the K4 all directly affect the premium amount.
How can I get the best premium for a Kia K4?
Comparing quotes from several insurers remains the most effective approach, especially for a recent model where price differences between insurers can be significant.

Offers received by our customers on KIA K4 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026

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