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KIA FORTE Car Insurance

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The Kia Forte is an affordable compact sedan valued for its reliability, generous warranty, and strong value proposition. It suits drivers seeking an economical and practical vehicle for daily commuting.

KIA FORTE CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Kia Forte fluctuate without a clear linear trend, dropping from $1857 in 2021 to $1307 in 2022, then gradually climbing back to $1606 in 2026. After a notable dip, costs appear to be stabilizing upward since 2023.

To find the best insurance for your KIA FORTE vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA FORTE cost in Quebec?

Premiums are highest for the Kia Forte in Montreal ($2160), Longueuil ($1743), and Laval ($1671), while Brossard ($1211) and Saint-Jean-sur-Richelieu ($1262) show the lowest amounts. The gap between cities remains significant.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1280.86
DRUMMONDVILLE $1400.21
GATINEAU $1631.95
LAVAL $1692.10
LÉVIS $1693.01
LONGUEUIL $1769.89
MONTRÉAL $2162.24
QUÉBEC $1654.78
REPENTIGNY $1359.23
Saguenay $1491.04
SAINT-JEAN-SUR-RICHELIEU $1239.22
SAINT-JÉRÔME $1382.25
SHERBROOKE $1401.98
TERREBONNE $1409.44
TROIS-RIVIÈRES $1376.42

Frequently asked questions (FAQ)

How much does it cost to insure a Kia Forte?
The average premium for a Kia Forte is $1606 in 2026, following fluctuations since 2021, when it stood at $1857.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the Kia Forte premium drop then rise again?
After peaking at $1857 in 2021, the premium fell to $1307 in 2022 before gradually climbing back to $1606 in 2026, reflecting changes in repair costs and the insurance market.
Which city offers the lowest insurance cost for a Kia Forte?
Based on the data provided, Brossard ($1211) and Saint-Jean-sur-Richelieu ($1262) post the lowest average premiums for this model.
Why is Montreal's premium so much higher?
With an average premium of $2160, Montreal stands out clearly from other cities, likely due to traffic density and higher claim frequency in urban areas.
What factors influence a Kia Forte's premium?
Driver profile, city of residence, model year, and claims history all influence the premium, which ranges from $1211 to $2160 across the analyzed cities.
How can I lower my premium for a Kia Forte?
Comparing quotes from several insurers and bundling auto and home insurance remain effective ways to secure a better price.

Offers received by our customers on KIA FORTE cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026