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KIA RIO Car Insurance

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The Kia Rio is an economical, practical subcompact built for city driving and budget-conscious buyers. Reliable and easy to maintain, it appeals to drivers looking for an affordable, fuel-efficient vehicle that's simple to insure.

KIA RIO CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Kia Rio fluctuate moderately, moving from $1014 to $1141, with a peak of $1212 in 2025. This variation reflects cost adjustments rather than a sustained upward trend.

To find the best insurance for your KIA RIO vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA RIO cost in Quebec?

Premiums are highest in Terrebonne ($1906) and Montreal ($1503), while Brossard ($682) and Saint-Jean-sur-Richelieu ($877) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $681.75
DRUMMONDVILLE $1085.65
GATINEAU $1148.29
LAVAL $987.60
LÉVIS $1254.47
LONGUEUIL $1324.51
MONTRÉAL $1506.81
QUÉBEC $1123.48
REPENTIGNY $1234.88
Saguenay $1026.06
SAINT-JEAN-SUR-RICHELIEU $877.17
SAINT-JÉRÔME $960.78
SHERBROOKE $1214.76
TERREBONNE $1838.71
TROIS-RIVIÈRES $1052.90

Frequently asked questions (FAQ)

How much does auto insurance cost for a Kia Rio?
The average premium for a Kia Rio reached $1141 in 2026, after peaking at $1212 in 2025. Amounts vary widely depending on city and driver profile.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Which city offers the lowest insurance cost for a Kia Rio?
Based on the data provided, Brossard ($682) and Saint-Jean-sur-Richelieu ($877) post the lowest average premiums for this model.
Why is Terrebonne's premium so high for the Kia Rio?
At an average of $1906, Terrebonne stands out well above other cities, which may reflect higher claim frequency or a different driver profile in that region.
Has the Kia Rio premium changed much since 2021?
Yes, but without a clear continuous upward trend. The premium rose from $1014 in 2021 to a peak of $1212 in 2025, then dropped back to $1141 in 2026.
What factors influence a Kia Rio's insurance premium?
Location, driver age, claims history, and vehicle use all play a role. The spread observed between cities, from $682 to $1906, illustrates this variability well.
How can I get a better price to insure my Kia Rio?
Comparing quotes from several insurers remains the most effective approach, especially given the significant differences observed between cities for this model.

Offers received by our customers on KIA RIO cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026