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KIA NIRO Car Insurance

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The Kia Niro is a compact crossover that stands out for its versatility and energy efficiency. Available in hybrid, plug-in hybrid, and electric versions, it offers drivers an eco-friendly alternative without compromising on space or practicality. Its modern design, well-designed interior, and intuitive technology make it a sensible choice for urban commuting and daily travel.

KIA NIRO CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Insurance premiums for the Kia Niro have experienced notable fluctuations between 2021 and 2025. After a significant decrease in 2022 to $979, costs have steadily increased to reach $1649 in 2025, representing a rise of nearly 37% from the lowest point.

To find the best insurance for your KIA NIRO vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA NIRO cost in Quebec?

Insurance premiums for the Kia Niro vary considerably depending on the city. Montreal has the highest costs at $2074, followed by Longueuil and Brossard. In contrast, Trois-Rivières offers the most affordable premiums at $1327, followed by Lévis. This difference of nearly $750 highlights the importance of location in premium calculations.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2222.21
DRUMMONDVILLE $1594.67
GATINEAU $1259.44
LAVAL $1929.36
LÉVIS $1384.51
LONGUEUIL $2332.80
MONTRÉAL $2193.49
QUÉBEC $1601.62
REPENTIGNY $2102.29
Saguenay $1125.32
SAINT-JEAN-SUR-RICHELIEU $1489.21
SAINT-JÉRÔME $1508.26
SHERBROOKE $1830.90
TERREBONNE $1547.07
TROIS-RIVIÈRES $1450.78

Offers received by our customers on KIA NIRO cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 11/21/2025